Actuary Salary in Maryland
The median actuary salary in Maryland is $131,089 per year, which is 15.0% above the national median of $113,990.
Actuary Salary Overview in Maryland (2026)
Maryland ranks #8 out of 50 states for actuary compensation. This places Maryland in the top tier nationally, making it one of the best states for actuarys seeking high pay. At $131,089 per year, actuarys in Maryland earn $17,099 more than the national median of $113,990.
It's worth noting that Maryland's cost of living is 110% of the national average, which reduces the real purchasing power of the $131,089 salary. After adjusting for cost of living, the effective salary is closer to $119,172.
The salary spread in Maryland is significant: actuarys at the 10th percentile earn $78,660, while those at the 90th percentile bring home $225,412 — a $146,752 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Maryland for this role is Silver Spring, where the median reaches $144,767.
Nationally, actuary employment is projected to grow 21% over the next decade (much faster than average). This strong growth suggests increasing demand and competitive salaries in Maryland and beyond.
Actuary Salary in Maryland by Experience
In Maryland, an entry-level actuary earns around $80,500, while experienced professionals earn up to $201,250 per year. The cost of living index in Maryland is 110% of the national average.
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View Offers You Qualify For →Salary Percentiles in Maryland
| Percentile | MD Salary |
|---|---|
| 10th Percentile | $78,660 |
| 25th Percentile | $100,280 |
| Median (50th) | $131,089 |
| 75th Percentile | $173,650 |
| 90th Percentile | $225,412 |
Actuary Salary by City in Maryland
The largest employment areas for actuarys in Maryland include Baltimore, Columbia, Silver Spring, and Germantown. Salaries vary by city based on local cost of living and demand.
How to Become a Actuary in Maryland
Education
Most actuary positions require a bachelor's degree. Maryland has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Maryland
Nationally, actuary employment is projected to grow 21% over the next decade (much faster than average). Maryland's demand may vary based on local industry trends.
Negotiate Your Way to Senior Pay
Data shows Actuarys who negotiate earn 7–15% more. A single negotiation could add $70,161 over your career trajectory.
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