Actuary Salary in Tennessee
The median actuary salary in Tennessee is $101,451 per year, which is 11% below the national median of $113,990.
Actuary Salary Overview in Tennessee (2026)
Tennessee ranks #41 out of 50 states for actuary compensation. Actuary salaries in Tennessee are below the national median, though the lower cost of living can offset the difference. At $101,451 per year, actuarys in Tennessee earn $12,539 less than the national median of $113,990.
A key advantage of working in Tennessee is its below-average cost of living (89% of the national index). This means the $101,451 salary has the purchasing power of roughly $113,990 in an average-cost area.
The salary spread in Tennessee is significant: actuarys at the 10th percentile earn $60,876, while those at the 90th percentile bring home $174,449 — a $113,573 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Tennessee for this role is Nashville, where the median reaches $113,990.
Nationally, actuary employment is projected to grow 21% over the next decade (much faster than average). This strong growth suggests increasing demand and competitive salaries in Tennessee and beyond.
Actuary Salary in Tennessee by Experience
In Tennessee, an entry-level actuary earns around $62,300, while experienced professionals earn up to $155,750 per year. The cost of living index in Tennessee is 89% of the national average.
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View Offers You Qualify For →Salary Percentiles in Tennessee
| Percentile | TN Salary |
|---|---|
| 10th Percentile | $60,876 |
| 25th Percentile | $77,608 |
| Median (50th) | $101,451 |
| 75th Percentile | $134,390 |
| 90th Percentile | $174,449 |
Actuary Salary by City in Tennessee
The largest employment areas for actuarys in Tennessee include Nashville, Memphis, Knoxville, and Chattanooga. Salaries vary by city based on local cost of living and demand.
How to Become a Actuary in Tennessee
Education
Most actuary positions require a bachelor's degree. Tennessee has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Tennessee
Nationally, actuary employment is projected to grow 21% over the next decade (much faster than average). Tennessee's demand may vary based on local industry trends.
Negotiate Your Way to Senior Pay
Data shows Actuarys who negotiate earn 7–15% more. A single negotiation could add $54,299 over your career trajectory.
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