Business & Finance Houston, TX Pop. 2,304,580

Actuary Salary in Houston, Texas

The median actuary salary in Houston, TX is $109,430 per year, which is 4% below the national median and 4.3% above the Texas state average.

City Median
$109,430
vs State Avg
+$4,559
vs National
$-4,560
Cost of Living
96%

Actuary Pay in Houston: What to Expect (2026)

Houston offers a median actuary salary of $109,430, which is $4,559 above the Texas state average of $104,871. Compared to the national median of $113,990, Houston pays below the national benchmark for this role.

Houston's cost of living is 96% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for actuarys in Houston spans from $65,664 at the 10th percentile to $188,170 at the 90th percentile — a $122,506 spread. Entry-level professionals start around $67,200, while senior actuarys with 8+ years of experience can earn up to $168,000. As a major metro area with a population of 2,304,580, Houston typically offers more job opportunities and employer competition, which can drive salaries higher.

Actuary Salary in Houston by Experience

In Houston, an entry-level actuary earns around $67,200, while experienced professionals earn up to $168,000 per year. The local cost of living index is 96% of the national average.

Entry Level (0-2 yrs)
$67,200
$-2,800 vs national
Mid Level (3-7 yrs)
$110,400
$-4,600 vs national
Senior Level (8+ yrs)
$168,000
$-7,000 vs national

Salary Percentiles in Houston, TX

Percentile Houston
10th Percentile $65,664
25th Percentile $83,712
Median (50th) $109,430
75th Percentile $144,960
90th Percentile $188,170

Actuary Salary in Other Texas Cities

How to Become a Actuary in Houston

Education

Most actuary positions require a bachelor's degree. Houston and the surrounding Texas area have institutions offering relevant programs.

Key Skills

Statistical ModelingRisk AssessmentFinancial MathematicsExcel/VBASQLActuarial Exams

Job Outlook

Nationally, actuary employment is projected to grow 21% over the next decade (much faster than average). Demand in Houston may vary based on local industry and population growth.

Find Actuary Jobs in Houston

Browse open actuary positions in Houston, TX:

Frequently Asked Questions: Actuary Salary in Houston

How much does a Actuary make in Houston, TX? ▼
The median actuary salary in Houston, Texas is $109,430 per year, which is 4% below the national median of $113,990. Salaries range from $65,664 (10th percentile) to $188,170 (90th percentile).
How much does a Actuary make per hour in Houston? ▼
Based on the median annual salary of $109,430, a actuary in Houston earns approximately $53 per hour assuming a standard 2,080-hour work year.
How does Houston compare to the Texas state average for actuary pay? ▼
Houston's median actuary salary of $109,430 is 4.3% above the Texas state average of $104,871. The local cost of living index is 96% of the national average.
What is the cost of living in Houston, TX? ▼
Houston has a cost of living index of 96% compared to the national average. This means a actuary salary of $109,430 in Houston has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a actuary in Houston? ▼
Most actuary positions in Houston require a bachelor's degree. Key skills include Statistical Modeling, Risk Assessment, Financial Mathematics, Excel/VBA. The job market is projected to grow 21% nationally over the next decade.