Business & Finance Huntsville, AL Pop. 216,963

Insurance Underwriter Salary in Huntsville, Alabama

The median insurance underwriter salary in Huntsville, AL is $71,631 per year, which is 8% below the national median and 5.7% above the Alabama state average.

City Median
$71,631
vs State Avg
+$3,893
vs National
$-6,229
Cost of Living
92%

Insurance Underwriter Pay in Huntsville: What to Expect (2026)

Huntsville offers a median insurance underwriter salary of $71,631, which is $3,893 above the Alabama state average of $67,738. Compared to the national median of $77,860, Huntsville pays below the national benchmark for this role.

Huntsville's cost of living is 92% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for insurance underwriters in Huntsville spans from $44,712 at the 10th percentile to $116,288 at the 90th percentile — a $71,576 spread. Entry-level professionals start around $46,000, while senior insurance underwriters with 8+ years of experience can earn up to $105,800. With a population of 216,963, Huntsville is a mid-sized metro with a growing job market.

Insurance Underwriter Salary in Huntsville by Experience

In Huntsville, an entry-level insurance underwriter earns around $46,000, while experienced professionals earn up to $105,800 per year. The local cost of living index is 92% of the national average.

Entry Level (0-2 yrs)
$46,000
$-4,000 vs national
Mid Level (3-7 yrs)
$71,760
$-6,240 vs national
Senior Level (8+ yrs)
$105,800
$-9,200 vs national

Salary Percentiles in Huntsville, AL

Percentile Huntsville
10th Percentile $44,712
25th Percentile $56,304
Median (50th) $71,631
75th Percentile $92,000
90th Percentile $116,288

Insurance Underwriter Salary in Other Alabama Cities

How to Become a Insurance Underwriter in Huntsville

Education

Most insurance underwriter positions require a bachelor's degree. Huntsville and the surrounding Alabama area have institutions offering relevant programs.

Key Skills

Risk AssessmentAnalytical SkillsInsurance RegulationsUnderwriting SoftwareDecision-MakingAttention to Detail

Job Outlook

Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Huntsville may vary based on local industry and population growth.

Find Insurance Underwriter Jobs in Huntsville

Browse open insurance underwriter positions in Huntsville, AL:

Frequently Asked Questions: Insurance Underwriter Salary in Huntsville

How much does a Insurance Underwriter make in Huntsville, AL? ▼
The median insurance underwriter salary in Huntsville, Alabama is $71,631 per year, which is 8% below the national median of $77,860. Salaries range from $44,712 (10th percentile) to $116,288 (90th percentile).
How much does a Insurance Underwriter make per hour in Huntsville? ▼
Based on the median annual salary of $71,631, a insurance underwriter in Huntsville earns approximately $34 per hour assuming a standard 2,080-hour work year.
How does Huntsville compare to the Alabama state average for insurance underwriter pay? ▼
Huntsville's median insurance underwriter salary of $71,631 is 5.7% above the Alabama state average of $67,738. The local cost of living index is 92% of the national average.
What is the cost of living in Huntsville, AL? ▼
Huntsville has a cost of living index of 92% compared to the national average. This means a insurance underwriter salary of $71,631 in Huntsville has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance underwriter in Huntsville? ▼
Most insurance underwriter positions in Huntsville require a bachelor's degree. Key skills include Risk Assessment, Analytical Skills, Insurance Regulations, Underwriting Software. The job market is projected to grow -2% nationally over the next decade.