Business & Finance Fairbanks, AK Pop. 32,325

Insurance Underwriter Salary in Fairbanks, Alaska

The median insurance underwriter salary in Fairbanks, AK is $101,218 per year, which is 30.0% above the national median and 4.8% above the Alaska state average.

City Median
$101,218
vs State Avg
+$4,672
vs National
+$23,358
Cost of Living
130%

Insurance Underwriter Pay in Fairbanks: What to Expect (2026)

Fairbanks offers a median insurance underwriter salary of $101,218, which is $4,672 above the Alaska state average of $96,546. Compared to the national median of $77,860, Fairbanks pays above average for this role.

However, Fairbanks's cost of living index is 130%, significantly above the national average. After adjusting for local costs, the $101,218 salary has an effective purchasing power of approximately $77,860. Housing, transportation, and food costs in Fairbanks should be factored into any relocation or job-change decision.

The salary range for insurance underwriters in Fairbanks spans from $63,180 at the 10th percentile to $164,320 at the 90th percentile — a $101,140 spread. Entry-level professionals start around $65,000, while senior insurance underwriters with 8+ years of experience can earn up to $149,500. Fairbanks is a smaller market (pop. 32,325), which may mean fewer openings but also less competition for available positions.

Insurance Underwriter Salary in Fairbanks by Experience

In Fairbanks, an entry-level insurance underwriter earns around $65,000, while experienced professionals earn up to $149,500 per year. The local cost of living index is 130% of the national average.

Entry Level (0-2 yrs)
$65,000
+$15,000 vs national
Mid Level (3-7 yrs)
$101,400
+$23,400 vs national
Senior Level (8+ yrs)
$149,500
+$34,500 vs national

Salary Percentiles in Fairbanks, AK

Percentile Fairbanks
10th Percentile $63,180
25th Percentile $79,560
Median (50th) $101,218
75th Percentile $130,000
90th Percentile $164,320

Insurance Underwriter Salary in Other Alaska Cities

How to Become a Insurance Underwriter in Fairbanks

Education

Most insurance underwriter positions require a bachelor's degree. Fairbanks and the surrounding Alaska area have institutions offering relevant programs.

Key Skills

Risk AssessmentAnalytical SkillsInsurance RegulationsUnderwriting SoftwareDecision-MakingAttention to Detail

Job Outlook

Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Fairbanks may vary based on local industry and population growth.

Find Insurance Underwriter Jobs in Fairbanks

Browse open insurance underwriter positions in Fairbanks, AK:

Frequently Asked Questions: Insurance Underwriter Salary in Fairbanks

How much does a Insurance Underwriter make in Fairbanks, AK? ▼
The median insurance underwriter salary in Fairbanks, Alaska is $101,218 per year, which is 30.0% above the national median of $77,860. Salaries range from $63,180 (10th percentile) to $164,320 (90th percentile).
How much does a Insurance Underwriter make per hour in Fairbanks? ▼
Based on the median annual salary of $101,218, a insurance underwriter in Fairbanks earns approximately $49 per hour assuming a standard 2,080-hour work year.
How does Fairbanks compare to the Alaska state average for insurance underwriter pay? ▼
Fairbanks's median insurance underwriter salary of $101,218 is 4.8% above the Alaska state average of $96,546. The local cost of living index is 130% of the national average.
What is the cost of living in Fairbanks, AK? ▼
Fairbanks has a cost of living index of 130% compared to the national average. This means a insurance underwriter salary of $101,218 in Fairbanks has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance underwriter in Fairbanks? ▼
Most insurance underwriter positions in Fairbanks require a bachelor's degree. Key skills include Risk Assessment, Analytical Skills, Insurance Regulations, Underwriting Software. The job market is projected to grow -2% nationally over the next decade.