Insurance Underwriter Salary in Phoenix, Arizona
The median insurance underwriter salary in Phoenix, AZ is $77,860 per year, which is 0.0% above the national median and 3.1% above the Arizona state average.
Insurance Underwriter Pay in Phoenix: What to Expect (2026)
Phoenix offers a median insurance underwriter salary of $77,860, which is $2,336 above the Arizona state average of $75,524. Compared to the national median of $77,860, Phoenix pays above average for this role.
Phoenix's cost of living is 100% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.
The salary range for insurance underwriters in Phoenix spans from $48,600 at the 10th percentile to $126,400 at the 90th percentile — a $77,800 spread. Entry-level professionals start around $50,000, while senior insurance underwriters with 8+ years of experience can earn up to $115,000. As a major metro area with a population of 1,608,139, Phoenix typically offers more job opportunities and employer competition, which can drive salaries higher.
Insurance Underwriter Salary in Phoenix by Experience
In Phoenix, an entry-level insurance underwriter earns around $50,000, while experienced professionals earn up to $115,000 per year. The local cost of living index is 100% of the national average.
Salary Percentiles in Phoenix, AZ
| Percentile | Phoenix |
|---|---|
| 10th Percentile | $48,600 |
| 25th Percentile | $61,200 |
| Median (50th) | $77,860 |
| 75th Percentile | $100,000 |
| 90th Percentile | $126,400 |
Insurance Underwriter Salary in Other Arizona Cities
How to Become a Insurance Underwriter in Phoenix
Education
Most insurance underwriter positions require a bachelor's degree. Phoenix and the surrounding Arizona area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Phoenix may vary based on local industry and population growth.
Find Insurance Underwriter Jobs in Phoenix
Browse open insurance underwriter positions in Phoenix, AZ: