Business & Finance Orlando, FL Pop. 307,573

Insurance Underwriter Salary in Orlando, Florida

The median insurance underwriter salary in Orlando, FL is $79,417 per year, which is 2.0% above the national median and 4.1% above the Florida state average.

City Median
$79,417
vs State Avg
+$3,114
vs National
+$1,557
Cost of Living
102%

Insurance Underwriter Pay in Orlando: What to Expect (2026)

Orlando offers a median insurance underwriter salary of $79,417, which is $3,114 above the Florida state average of $76,303. Compared to the national median of $77,860, Orlando pays above average for this role.

Orlando's cost of living is 102% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for insurance underwriters in Orlando spans from $49,572 at the 10th percentile to $128,928 at the 90th percentile — a $79,356 spread. Entry-level professionals start around $51,000, while senior insurance underwriters with 8+ years of experience can earn up to $117,300. With a population of 307,573, Orlando is a mid-sized metro with a growing job market.

Insurance Underwriter Salary in Orlando by Experience

In Orlando, an entry-level insurance underwriter earns around $51,000, while experienced professionals earn up to $117,300 per year. The local cost of living index is 102% of the national average.

Entry Level (0-2 yrs)
$51,000
+$1,000 vs national
Mid Level (3-7 yrs)
$79,560
+$1,560 vs national
Senior Level (8+ yrs)
$117,300
+$2,300 vs national

Salary Percentiles in Orlando, FL

Percentile Orlando
10th Percentile $49,572
25th Percentile $62,424
Median (50th) $79,417
75th Percentile $102,000
90th Percentile $128,928

Insurance Underwriter Salary in Other Florida Cities

Miami, FL
$91,875
Pop. 442,241
Fort Lauderdale, FL
$89,539
Pop. 182,760
Tampa, FL
$77,860
Pop. 384,959
Jacksonville, FL
$73,967
Pop. 949,611

How to Become a Insurance Underwriter in Orlando

Education

Most insurance underwriter positions require a bachelor's degree. Orlando and the surrounding Florida area have institutions offering relevant programs.

Key Skills

Risk AssessmentAnalytical SkillsInsurance RegulationsUnderwriting SoftwareDecision-MakingAttention to Detail

Job Outlook

Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Orlando may vary based on local industry and population growth.

Find Insurance Underwriter Jobs in Orlando

Browse open insurance underwriter positions in Orlando, FL:

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Frequently Asked Questions: Insurance Underwriter Salary in Orlando

How much does a Insurance Underwriter make in Orlando, FL? ▼
The median insurance underwriter salary in Orlando, Florida is $79,417 per year, which is 2.0% above the national median of $77,860. Salaries range from $49,572 (10th percentile) to $128,928 (90th percentile).
How much does a Insurance Underwriter make per hour in Orlando? ▼
Based on the median annual salary of $79,417, a insurance underwriter in Orlando earns approximately $38 per hour assuming a standard 2,080-hour work year.
How does Orlando compare to the Florida state average for insurance underwriter pay? ▼
Orlando's median insurance underwriter salary of $79,417 is 4.1% above the Florida state average of $76,303. The local cost of living index is 102% of the national average.
What is the cost of living in Orlando, FL? ▼
Orlando has a cost of living index of 102% compared to the national average. This means a insurance underwriter salary of $79,417 in Orlando has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance underwriter in Orlando? ▼
Most insurance underwriter positions in Orlando require a bachelor's degree. Key skills include Risk Assessment, Analytical Skills, Insurance Regulations, Underwriting Software. The job market is projected to grow -2% nationally over the next decade.