Business & Finance Cedar Rapids, IA Pop. 137,710

Insurance Underwriter Salary in Cedar Rapids, Iowa

The median insurance underwriter salary in Cedar Rapids, IA is $68,517 per year, which is 12% below the national median and 1.1% below the Iowa state average.

City Median
$68,517
vs State Avg
$-778
vs National
$-9,343
Cost of Living
88%

Insurance Underwriter Pay in Cedar Rapids: What to Expect (2026)

Cedar Rapids offers a median insurance underwriter salary of $68,517, which is $778 below the Iowa state average of $69,295. Compared to the national median of $77,860, Cedar Rapids pays below the national benchmark for this role.

One of Cedar Rapids's biggest advantages is its low cost of living at 88% of the national average. This means the $68,517 salary stretches further here — equivalent to roughly $77,860 in an average-cost city. This makes Cedar Rapids an attractive option for insurance underwriters seeking strong real-dollar compensation.

The salary range for insurance underwriters in Cedar Rapids spans from $42,768 at the 10th percentile to $111,232 at the 90th percentile — a $68,464 spread. Entry-level professionals start around $44,000, while senior insurance underwriters with 8+ years of experience can earn up to $101,200. With a population of 137,710, Cedar Rapids is a mid-sized metro with a growing job market.

Insurance Underwriter Salary in Cedar Rapids by Experience

In Cedar Rapids, an entry-level insurance underwriter earns around $44,000, while experienced professionals earn up to $101,200 per year. The local cost of living index is 88% of the national average.

Entry Level (0-2 yrs)
$44,000
$-6,000 vs national
Mid Level (3-7 yrs)
$68,640
$-9,360 vs national
Senior Level (8+ yrs)
$101,200
$-13,800 vs national

Salary Percentiles in Cedar Rapids, IA

Percentile Cedar Rapids
10th Percentile $42,768
25th Percentile $53,856
Median (50th) $68,517
75th Percentile $88,000
90th Percentile $111,232

Insurance Underwriter Salary in Other Iowa Cities

How to Become a Insurance Underwriter in Cedar Rapids

Education

Most insurance underwriter positions require a bachelor's degree. Cedar Rapids and the surrounding Iowa area have institutions offering relevant programs.

Key Skills

Risk AssessmentAnalytical SkillsInsurance RegulationsUnderwriting SoftwareDecision-MakingAttention to Detail

Job Outlook

Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Cedar Rapids may vary based on local industry and population growth.

Find Insurance Underwriter Jobs in Cedar Rapids

Browse open insurance underwriter positions in Cedar Rapids, IA:

Frequently Asked Questions: Insurance Underwriter Salary in Cedar Rapids

How much does a Insurance Underwriter make in Cedar Rapids, IA? ▼
The median insurance underwriter salary in Cedar Rapids, Iowa is $68,517 per year, which is 12% below the national median of $77,860. Salaries range from $42,768 (10th percentile) to $111,232 (90th percentile).
How much does a Insurance Underwriter make per hour in Cedar Rapids? ▼
Based on the median annual salary of $68,517, a insurance underwriter in Cedar Rapids earns approximately $33 per hour assuming a standard 2,080-hour work year.
How does Cedar Rapids compare to the Iowa state average for insurance underwriter pay? ▼
Cedar Rapids's median insurance underwriter salary of $68,517 is 1.1% below the Iowa state average of $69,295. The local cost of living index is 88% of the national average.
What is the cost of living in Cedar Rapids, IA? ▼
Cedar Rapids has a cost of living index of 88% compared to the national average. This means a insurance underwriter salary of $68,517 in Cedar Rapids has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance underwriter in Cedar Rapids? ▼
Most insurance underwriter positions in Cedar Rapids require a bachelor's degree. Key skills include Risk Assessment, Analytical Skills, Insurance Regulations, Underwriting Software. The job market is projected to grow -2% nationally over the next decade.