Business & Finance Germantown, MD Pop. 90,676

Insurance Underwriter Salary in Germantown, Maryland

The median insurance underwriter salary in Germantown, MD is $93,432 per year, which is 20.0% above the national median and 4.3% above the Maryland state average.

City Median
$93,432
vs State Avg
+$3,893
vs National
+$15,572
Cost of Living
115%

Insurance Underwriter Salary in Germantown by Experience

In Germantown, an entry-level insurance underwriter earns around $60,000, while experienced professionals earn up to $138,000 per year. The local cost of living index is 115% of the national average.

Entry Level (0-2 yrs)
$60,000
+$10,000 vs national
Mid Level (3-7 yrs)
$93,600
+$15,600 vs national
Senior Level (8+ yrs)
$138,000
+$23,000 vs national

Salary Percentiles in Germantown, MD

Percentile Germantown
10th Percentile $58,320
25th Percentile $73,440
Median (50th) $93,432
75th Percentile $120,000
90th Percentile $151,680

Insurance Underwriter Salary in Other Maryland Cities

How to Become a Insurance Underwriter in Germantown

Education

Most insurance underwriter positions require a bachelor's degree. Germantown and the surrounding Maryland area have institutions offering relevant programs.

Key Skills

Risk AssessmentAnalytical SkillsInsurance RegulationsUnderwriting SoftwareDecision-MakingAttention to Detail

Job Outlook

Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Germantown may vary based on local industry and population growth.