Insurance Underwriter Salary in Worcester, Massachusetts
The median insurance underwriter salary in Worcester, MA is $91,096 per year, which is 17.0% above the national median and 17.6% below the Massachusetts state average.
Insurance Underwriter Pay in Worcester: What to Expect (2026)
Worcester offers a median insurance underwriter salary of $91,096, which is $19,465 below the Massachusetts state average of $110,561. Compared to the national median of $77,860, Worcester pays above average for this role.
Worcester's cost of living is 110% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.
The salary range for insurance underwriters in Worcester spans from $56,862 at the 10th percentile to $147,888 at the 90th percentile — a $91,026 spread. Entry-level professionals start around $58,500, while senior insurance underwriters with 8+ years of experience can earn up to $134,550. With a population of 206,518, Worcester is a mid-sized metro with a growing job market.
Insurance Underwriter Salary in Worcester by Experience
In Worcester, an entry-level insurance underwriter earns around $58,500, while experienced professionals earn up to $134,550 per year. The local cost of living index is 110% of the national average.
Salary Percentiles in Worcester, MA
| Percentile | Worcester |
|---|---|
| 10th Percentile | $56,862 |
| 25th Percentile | $71,604 |
| Median (50th) | $91,096 |
| 75th Percentile | $117,000 |
| 90th Percentile | $147,888 |
Insurance Underwriter Salary in Other Massachusetts Cities
How to Become a Insurance Underwriter in Worcester
Education
Most insurance underwriter positions require a bachelor's degree. Worcester and the surrounding Massachusetts area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Worcester may vary based on local industry and population growth.
Find Insurance Underwriter Jobs in Worcester
Browse open insurance underwriter positions in Worcester, MA: