Insurance Underwriter Salary in Detroit, Michigan
The median insurance underwriter salary in Detroit, MI is $68,517 per year, which is 12% below the national median and 2.2% below the Michigan state average.
Insurance Underwriter Pay in Detroit: What to Expect (2026)
Detroit offers a median insurance underwriter salary of $68,517, which is $1,557 below the Michigan state average of $70,074. Compared to the national median of $77,860, Detroit pays below the national benchmark for this role.
One of Detroit's biggest advantages is its low cost of living at 88% of the national average. This means the $68,517 salary stretches further here — equivalent to roughly $77,860 in an average-cost city. This makes Detroit an attractive option for insurance underwriters seeking strong real-dollar compensation.
The salary range for insurance underwriters in Detroit spans from $42,768 at the 10th percentile to $111,232 at the 90th percentile — a $68,464 spread. Entry-level professionals start around $44,000, while senior insurance underwriters with 8+ years of experience can earn up to $101,200. As a major metro area with a population of 639,111, Detroit typically offers more job opportunities and employer competition, which can drive salaries higher.
Insurance Underwriter Salary in Detroit by Experience
In Detroit, an entry-level insurance underwriter earns around $44,000, while experienced professionals earn up to $101,200 per year. The local cost of living index is 88% of the national average.
Salary Percentiles in Detroit, MI
| Percentile | Detroit |
|---|---|
| 10th Percentile | $42,768 |
| 25th Percentile | $53,856 |
| Median (50th) | $68,517 |
| 75th Percentile | $88,000 |
| 90th Percentile | $111,232 |
Insurance Underwriter Salary in Other Michigan Cities
How to Become a Insurance Underwriter in Detroit
Education
Most insurance underwriter positions require a bachelor's degree. Detroit and the surrounding Michigan area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Detroit may vary based on local industry and population growth.
Find Insurance Underwriter Jobs in Detroit
Browse open insurance underwriter positions in Detroit, MI: