Insurance Underwriter Salary in Mississippi
The median insurance underwriter salary in Mississippi is $64,624 per year, which is 17% below the national median of $77,860.
Insurance Underwriter Salary Overview in Mississippi (2026)
Mississippi ranks #50 out of 50 states for insurance underwriter compensation. Insurance Underwriter salaries in Mississippi are below the national median, though the lower cost of living can offset the difference. At $64,624 per year, insurance underwriters in Mississippi earn $13,236 less than the national median of $77,860.
A key advantage of working in Mississippi is its below-average cost of living (83% of the national index). This means the $64,624 salary has the purchasing power of roughly $77,860 in an average-cost area.
The salary spread in Mississippi is significant: insurance underwriters at the 10th percentile earn $40,338, while those at the 90th percentile bring home $104,912 — a $64,574 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Mississippi for this role is Jackson, where the median reaches $66,181.
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Despite slower growth nationally, experienced insurance underwriters with in-demand specializations continue to command strong salaries.
Insurance Underwriter Salary in Mississippi by Experience
In Mississippi, an entry-level insurance underwriter earns around $41,500, while experienced professionals earn up to $95,450 per year. The cost of living index in Mississippi is 83% of the national average.
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See Investment Options →Salary Percentiles in Mississippi
| Percentile | MS Salary |
|---|---|
| 10th Percentile | $40,338 |
| 25th Percentile | $50,796 |
| Median (50th) | $64,624 |
| 75th Percentile | $83,000 |
| 90th Percentile | $104,912 |
Insurance Underwriter Salary by City in Mississippi
The largest employment areas for insurance underwriters in Mississippi include Jackson, Gulfport, Southaven, and Hattiesburg. Salaries vary by city based on local cost of living and demand.
How to Become a Insurance Underwriter in Mississippi
Education
Most insurance underwriter positions require a bachelor's degree. Mississippi has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Mississippi
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Mississippi's demand may vary based on local industry trends.
Negotiate Your Way to Senior Pay
Data shows Insurance Underwriters who negotiate earn 7–15% more. A single negotiation could add $30,826 over your career trajectory.
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