Insurance Underwriter Salary in Jersey City, New Jersey
The median insurance underwriter salary in Jersey City, NJ is $105,890 per year, which is 36.0% above the national median and 10.6% above the New Jersey state average.
Insurance Underwriter Pay in Jersey City: What to Expect (2026)
Jersey City offers a median insurance underwriter salary of $105,890, which is $10,122 above the New Jersey state average of $95,768. Compared to the national median of $77,860, Jersey City pays above average for this role.
However, Jersey City's cost of living index is 128%, significantly above the national average. After adjusting for local costs, the $105,890 salary has an effective purchasing power of approximately $82,727. Housing, transportation, and food costs in Jersey City should be factored into any relocation or job-change decision.
The salary range for insurance underwriters in Jersey City spans from $66,096 at the 10th percentile to $171,904 at the 90th percentile — a $105,808 spread. Entry-level professionals start around $68,000, while senior insurance underwriters with 8+ years of experience can earn up to $156,400. With a population of 292,449, Jersey City is a mid-sized metro with a growing job market.
Insurance Underwriter Salary in Jersey City by Experience
In Jersey City, an entry-level insurance underwriter earns around $68,000, while experienced professionals earn up to $156,400 per year. The local cost of living index is 128% of the national average.
Salary Percentiles in Jersey City, NJ
| Percentile | Jersey City |
|---|---|
| 10th Percentile | $66,096 |
| 25th Percentile | $83,232 |
| Median (50th) | $105,890 |
| 75th Percentile | $136,000 |
| 90th Percentile | $171,904 |
Insurance Underwriter Salary in Other New Jersey Cities
How to Become a Insurance Underwriter in Jersey City
Education
Most insurance underwriter positions require a bachelor's degree. Jersey City and the surrounding New Jersey area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Jersey City may vary based on local industry and population growth.
Find Insurance Underwriter Jobs in Jersey City
Browse open insurance underwriter positions in Jersey City, NJ: