Business & Finance Santa Fe, NM Pop. 87,505

Insurance Underwriter Salary in Santa Fe, New Mexico

The median insurance underwriter salary in Santa Fe, NM is $85,646 per year, which is 10.0% above the national median and 18.3% above the New Mexico state average.

City Median
$85,646
vs State Avg
+$13,236
vs National
+$7,786
Cost of Living
110%

Insurance Underwriter Pay in Santa Fe: What to Expect (2026)

Santa Fe offers a median insurance underwriter salary of $85,646, which is $13,236 above the New Mexico state average of $72,410. Compared to the national median of $77,860, Santa Fe pays above average for this role.

Santa Fe's cost of living is 110% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for insurance underwriters in Santa Fe spans from $53,460 at the 10th percentile to $139,040 at the 90th percentile — a $85,580 spread. Entry-level professionals start around $55,000, while senior insurance underwriters with 8+ years of experience can earn up to $126,500. Santa Fe is a smaller market (pop. 87,505), which may mean fewer openings but also less competition for available positions.

Insurance Underwriter Salary in Santa Fe by Experience

In Santa Fe, an entry-level insurance underwriter earns around $55,000, while experienced professionals earn up to $126,500 per year. The local cost of living index is 110% of the national average.

Entry Level (0-2 yrs)
$55,000
+$5,000 vs national
Mid Level (3-7 yrs)
$85,800
+$7,800 vs national
Senior Level (8+ yrs)
$126,500
+$11,500 vs national

Salary Percentiles in Santa Fe, NM

Percentile Santa Fe
10th Percentile $53,460
25th Percentile $67,320
Median (50th) $85,646
75th Percentile $110,000
90th Percentile $139,040

Insurance Underwriter Salary in Other New Mexico Cities

How to Become a Insurance Underwriter in Santa Fe

Education

Most insurance underwriter positions require a bachelor's degree. Santa Fe and the surrounding New Mexico area have institutions offering relevant programs.

Key Skills

Risk AssessmentAnalytical SkillsInsurance RegulationsUnderwriting SoftwareDecision-MakingAttention to Detail

Job Outlook

Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Santa Fe may vary based on local industry and population growth.

Find Insurance Underwriter Jobs in Santa Fe

Browse open insurance underwriter positions in Santa Fe, NM:

Frequently Asked Questions: Insurance Underwriter Salary in Santa Fe

How much does a Insurance Underwriter make in Santa Fe, NM? ▼
The median insurance underwriter salary in Santa Fe, New Mexico is $85,646 per year, which is 10.0% above the national median of $77,860. Salaries range from $53,460 (10th percentile) to $139,040 (90th percentile).
How much does a Insurance Underwriter make per hour in Santa Fe? ▼
Based on the median annual salary of $85,646, a insurance underwriter in Santa Fe earns approximately $41 per hour assuming a standard 2,080-hour work year.
How does Santa Fe compare to the New Mexico state average for insurance underwriter pay? ▼
Santa Fe's median insurance underwriter salary of $85,646 is 18.3% above the New Mexico state average of $72,410. The local cost of living index is 110% of the national average.
What is the cost of living in Santa Fe, NM? ▼
Santa Fe has a cost of living index of 110% compared to the national average. This means a insurance underwriter salary of $85,646 in Santa Fe has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance underwriter in Santa Fe? ▼
Most insurance underwriter positions in Santa Fe require a bachelor's degree. Key skills include Risk Assessment, Analytical Skills, Insurance Regulations, Underwriting Software. The job market is projected to grow -2% nationally over the next decade.