Insurance Underwriter Salary in Rochester, New York
The median insurance underwriter salary in Rochester, NY is $79,417 per year, which is 2.0% above the national median and 23.9% below the New York state average.
Insurance Underwriter Pay in Rochester: What to Expect (2026)
Rochester offers a median insurance underwriter salary of $79,417, which is $24,915 below the New York state average of $104,332. Compared to the national median of $77,860, Rochester pays above average for this role.
Rochester's cost of living is 90% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.
The salary range for insurance underwriters in Rochester spans from $49,572 at the 10th percentile to $128,928 at the 90th percentile — a $79,356 spread. Entry-level professionals start around $51,000, while senior insurance underwriters with 8+ years of experience can earn up to $117,300. With a population of 211,328, Rochester is a mid-sized metro with a growing job market.
Insurance Underwriter Salary in Rochester by Experience
In Rochester, an entry-level insurance underwriter earns around $51,000, while experienced professionals earn up to $117,300 per year. The local cost of living index is 90% of the national average.
Salary Percentiles in Rochester, NY
| Percentile | Rochester |
|---|---|
| 10th Percentile | $49,572 |
| 25th Percentile | $62,424 |
| Median (50th) | $79,417 |
| 75th Percentile | $102,000 |
| 90th Percentile | $128,928 |
Insurance Underwriter Salary in Other New York Cities
How to Become a Insurance Underwriter in Rochester
Education
Most insurance underwriter positions require a bachelor's degree. Rochester and the surrounding New York area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Rochester may vary based on local industry and population growth.
Find Insurance Underwriter Jobs in Rochester
Browse open insurance underwriter positions in Rochester, NY: