Insurance Underwriter Salary in Grand Forks, North Dakota
The median insurance underwriter salary in Grand Forks, ND is $68,517 per year, which is 12% below the national median and 2.2% below the North Dakota state average.
Insurance Underwriter Pay in Grand Forks: What to Expect (2026)
Grand Forks offers a median insurance underwriter salary of $68,517, which is $1,557 below the North Dakota state average of $70,074. Compared to the national median of $77,860, Grand Forks pays below the national benchmark for this role.
One of Grand Forks's biggest advantages is its low cost of living at 88% of the national average. This means the $68,517 salary stretches further here — equivalent to roughly $77,860 in an average-cost city. This makes Grand Forks an attractive option for insurance underwriters seeking strong real-dollar compensation.
The salary range for insurance underwriters in Grand Forks spans from $42,768 at the 10th percentile to $111,232 at the 90th percentile — a $68,464 spread. Entry-level professionals start around $44,000, while senior insurance underwriters with 8+ years of experience can earn up to $101,200. Grand Forks is a smaller market (pop. 56,588), which may mean fewer openings but also less competition for available positions.
Insurance Underwriter Salary in Grand Forks by Experience
In Grand Forks, an entry-level insurance underwriter earns around $44,000, while experienced professionals earn up to $101,200 per year. The local cost of living index is 88% of the national average.
Salary Percentiles in Grand Forks, ND
| Percentile | Grand Forks |
|---|---|
| 10th Percentile | $42,768 |
| 25th Percentile | $53,856 |
| Median (50th) | $68,517 |
| 75th Percentile | $88,000 |
| 90th Percentile | $111,232 |
Insurance Underwriter Salary in Other North Dakota Cities
How to Become a Insurance Underwriter in Grand Forks
Education
Most insurance underwriter positions require a bachelor's degree. Grand Forks and the surrounding North Dakota area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Grand Forks may vary based on local industry and population growth.
Find Insurance Underwriter Jobs in Grand Forks
Browse open insurance underwriter positions in Grand Forks, ND: