Insurance Underwriter Salary in Providence, Rhode Island
The median insurance underwriter salary in Providence, RI is $85,646 per year, which is 10.0% above the national median and 2.8% above the Rhode Island state average.
Insurance Underwriter Pay in Providence: What to Expect (2026)
Providence offers a median insurance underwriter salary of $85,646, which is $2,336 above the Rhode Island state average of $83,310. Compared to the national median of $77,860, Providence pays above average for this role.
Providence's cost of living is 108% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.
The salary range for insurance underwriters in Providence spans from $53,460 at the 10th percentile to $139,040 at the 90th percentile — a $85,580 spread. Entry-level professionals start around $55,000, while senior insurance underwriters with 8+ years of experience can earn up to $126,500. With a population of 190,934, Providence is a mid-sized metro with a growing job market.
Insurance Underwriter Salary in Providence by Experience
In Providence, an entry-level insurance underwriter earns around $55,000, while experienced professionals earn up to $126,500 per year. The local cost of living index is 108% of the national average.
Salary Percentiles in Providence, RI
| Percentile | Providence |
|---|---|
| 10th Percentile | $53,460 |
| 25th Percentile | $67,320 |
| Median (50th) | $85,646 |
| 75th Percentile | $110,000 |
| 90th Percentile | $139,040 |
Insurance Underwriter Salary in Other Rhode Island Cities
How to Become a Insurance Underwriter in Providence
Education
Most insurance underwriter positions require a bachelor's degree. Providence and the surrounding Rhode Island area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Providence may vary based on local industry and population growth.
Find Insurance Underwriter Jobs in Providence
Browse open insurance underwriter positions in Providence, RI: