Insurance Underwriter Salary in Chattanooga, Tennessee
The median insurance underwriter salary in Chattanooga, TN is $68,517 per year, which is 12% below the national median and 1.1% below the Tennessee state average.
Insurance Underwriter Pay in Chattanooga: What to Expect (2026)
Chattanooga offers a median insurance underwriter salary of $68,517, which is $778 below the Tennessee state average of $69,295. Compared to the national median of $77,860, Chattanooga pays below the national benchmark for this role.
One of Chattanooga's biggest advantages is its low cost of living at 88% of the national average. This means the $68,517 salary stretches further here — equivalent to roughly $77,860 in an average-cost city. This makes Chattanooga an attractive option for insurance underwriters seeking strong real-dollar compensation.
The salary range for insurance underwriters in Chattanooga spans from $42,768 at the 10th percentile to $111,232 at the 90th percentile — a $68,464 spread. Entry-level professionals start around $44,000, while senior insurance underwriters with 8+ years of experience can earn up to $101,200. With a population of 181,099, Chattanooga is a mid-sized metro with a growing job market.
Insurance Underwriter Salary in Chattanooga by Experience
In Chattanooga, an entry-level insurance underwriter earns around $44,000, while experienced professionals earn up to $101,200 per year. The local cost of living index is 88% of the national average.
Salary Percentiles in Chattanooga, TN
| Percentile | Chattanooga |
|---|---|
| 10th Percentile | $42,768 |
| 25th Percentile | $53,856 |
| Median (50th) | $68,517 |
| 75th Percentile | $88,000 |
| 90th Percentile | $111,232 |
Insurance Underwriter Salary in Other Tennessee Cities
How to Become a Insurance Underwriter in Chattanooga
Education
Most insurance underwriter positions require a bachelor's degree. Chattanooga and the surrounding Tennessee area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Chattanooga may vary based on local industry and population growth.
Find Insurance Underwriter Jobs in Chattanooga
Browse open insurance underwriter positions in Chattanooga, TN: