Insurance Underwriter Salary in Austin, Texas
The median insurance underwriter salary in Austin, TX is $81,753 per year, which is 5.0% above the national median and 14.1% above the Texas state average.
Insurance Underwriter Pay in Austin: What to Expect (2026)
Austin offers a median insurance underwriter salary of $81,753, which is $10,122 above the Texas state average of $71,631. Compared to the national median of $77,860, Austin pays above average for this role.
Austin's cost of living is 105% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.
The salary range for insurance underwriters in Austin spans from $51,030 at the 10th percentile to $132,720 at the 90th percentile — a $81,690 spread. Entry-level professionals start around $52,500, while senior insurance underwriters with 8+ years of experience can earn up to $120,750. As a major metro area with a population of 978,908, Austin typically offers more job opportunities and employer competition, which can drive salaries higher.
Insurance Underwriter Salary in Austin by Experience
In Austin, an entry-level insurance underwriter earns around $52,500, while experienced professionals earn up to $120,750 per year. The local cost of living index is 105% of the national average.
Salary Percentiles in Austin, TX
| Percentile | Austin |
|---|---|
| 10th Percentile | $51,030 |
| 25th Percentile | $64,260 |
| Median (50th) | $81,753 |
| 75th Percentile | $105,000 |
| 90th Percentile | $132,720 |
Insurance Underwriter Salary in Other Texas Cities
How to Become a Insurance Underwriter in Austin
Education
Most insurance underwriter positions require a bachelor's degree. Austin and the surrounding Texas area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Austin may vary based on local industry and population growth.
Find Insurance Underwriter Jobs in Austin
Browse open insurance underwriter positions in Austin, TX: