Business & Finance Gulfport, MS Pop. 72,926

Loan Officer Salary in Gulfport, Mississippi

The median loan officer salary in Gulfport, MS is $53,907 per year, which is 18% below the national median and 1.2% below the Mississippi state average.

City Median
$53,907
vs State Avg
$-657
vs National
$-11,833
Cost of Living
82%

Loan Officer Pay in Gulfport: What to Expect (2026)

Gulfport offers a median loan officer salary of $53,907, which is $657 below the Mississippi state average of $54,564. Compared to the national median of $65,740, Gulfport pays below the national benchmark for this role.

One of Gulfport's biggest advantages is its low cost of living at 82% of the national average. This means the $53,907 salary stretches further here — equivalent to roughly $65,740 in an average-cost city. This makes Gulfport an attractive option for loan officers seeking strong real-dollar compensation.

The salary range for loan officers in Gulfport spans from $28,864 at the 10th percentile to $126,116 at the 90th percentile — a $97,252 spread. Entry-level professionals start around $31,160, while senior loan officers with 8+ years of experience can earn up to $106,600. Gulfport is a smaller market (pop. 72,926), which may mean fewer openings but also less competition for available positions.

Loan Officer Salary in Gulfport by Experience

In Gulfport, an entry-level loan officer earns around $31,160, while experienced professionals earn up to $106,600 per year. The local cost of living index is 82% of the national average.

Entry Level (0-2 yrs)
$31,160
$-6,840 vs national
Mid Level (3-7 yrs)
$54,120
$-11,880 vs national
Senior Level (8+ yrs)
$106,600
$-23,400 vs national

Salary Percentiles in Gulfport, MS

Percentile Gulfport
10th Percentile $28,864
25th Percentile $37,228
Median (50th) $53,907
75th Percentile $82,000
90th Percentile $126,116

Loan Officer Salary in Other Mississippi Cities

Jackson, MS
$55,879
Pop. 153,701
Southaven, MS
$55,222
Pop. 55,026
Biloxi, MS
$54,564
Pop. 46,212
Hattiesburg, MS
$52,592
Pop. 48,728

How to Become a Loan Officer in Gulfport

Education

Most loan officer positions require a bachelor's degree. Gulfport and the surrounding Mississippi area have institutions offering relevant programs.

Key Skills

Credit AnalysisMortgage LendingCustomer ServiceRegulatory ComplianceSalesFinancial Software

Job Outlook

Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Demand in Gulfport may vary based on local industry and population growth.

Find Loan Officer Jobs in Gulfport

Browse open loan officer positions in Gulfport, MS:

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Frequently Asked Questions: Loan Officer Salary in Gulfport

How much does a Loan Officer make in Gulfport, MS? ▼
The median loan officer salary in Gulfport, Mississippi is $53,907 per year, which is 18% below the national median of $65,740. Salaries range from $28,864 (10th percentile) to $126,116 (90th percentile).
How much does a Loan Officer make per hour in Gulfport? ▼
Based on the median annual salary of $53,907, a loan officer in Gulfport earns approximately $26 per hour assuming a standard 2,080-hour work year.
How does Gulfport compare to the Mississippi state average for loan officer pay? ▼
Gulfport's median loan officer salary of $53,907 is 1.2% below the Mississippi state average of $54,564. The local cost of living index is 82% of the national average.
What is the cost of living in Gulfport, MS? ▼
Gulfport has a cost of living index of 82% compared to the national average. This means a loan officer salary of $53,907 in Gulfport has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a loan officer in Gulfport? ▼
Most loan officer positions in Gulfport require a bachelor's degree. Key skills include Credit Analysis, Mortgage Lending, Customer Service, Regulatory Compliance. The job market is projected to grow 3% nationally over the next decade.