Loan Officer Salary in Cincinnati, Ohio
The median loan officer salary in Cincinnati, OH is $59,166 per year, which is 10% below the national median and 0.0% above the Ohio state average.
Loan Officer Pay in Cincinnati: What to Expect (2026)
Cincinnati offers a median loan officer salary of $59,166, which is $0 above the Ohio state average of $59,166. Compared to the national median of $65,740, Cincinnati pays below the national benchmark for this role.
Cincinnati's cost of living is 90% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.
The salary range for loan officers in Cincinnati spans from $31,680 at the 10th percentile to $138,420 at the 90th percentile — a $106,740 spread. Entry-level professionals start around $34,200, while senior loan officers with 8+ years of experience can earn up to $117,000. With a population of 309,317, Cincinnati is a mid-sized metro with a growing job market.
Loan Officer Salary in Cincinnati by Experience
In Cincinnati, an entry-level loan officer earns around $34,200, while experienced professionals earn up to $117,000 per year. The local cost of living index is 90% of the national average.
Salary Percentiles in Cincinnati, OH
| Percentile | Cincinnati |
|---|---|
| 10th Percentile | $31,680 |
| 25th Percentile | $40,860 |
| Median (50th) | $59,166 |
| 75th Percentile | $90,000 |
| 90th Percentile | $138,420 |
Loan Officer Salary in Other Ohio Cities
How to Become a Loan Officer in Cincinnati
Education
Most loan officer positions require a bachelor's degree. Cincinnati and the surrounding Ohio area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Demand in Cincinnati may vary based on local industry and population growth.
Find Loan Officer Jobs in Cincinnati
Browse open loan officer positions in Cincinnati, OH: