Loan Officer Salary in Oregon
The median loan officer salary in Oregon is $72,314 per year, which is 10.0% above the national median of $65,740.
Loan Officer Salary Overview in Oregon (2026)
Oregon ranks #10 out of 50 states for loan officer compensation. This places Oregon in the top tier nationally, making it one of the best states for loan officers seeking high pay. At $72,314 per year, loan officers in Oregon earn $6,574 more than the national median of $65,740.
It's worth noting that Oregon's cost of living is 110% of the national average, which reduces the real purchasing power of the $72,314 salary. After adjusting for cost of living, the effective salary is closer to $65,740.
The salary spread in Oregon is significant: loan officers at the 10th percentile earn $38,720, while those at the 90th percentile bring home $169,180 — a $130,460 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Oregon for this role is Portland, where the median reaches $77,573.
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). This steady growth indicates stable demand for loan officers across the country.
Loan Officer Salary in Oregon by Experience
In Oregon, an entry-level loan officer earns around $41,800, while experienced professionals earn up to $143,000 per year. The cost of living index in Oregon is 110% of the national average.
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| Percentile | OR Salary |
|---|---|
| 10th Percentile | $38,720 |
| 25th Percentile | $49,940 |
| Median (50th) | $72,314 |
| 75th Percentile | $110,000 |
| 90th Percentile | $169,180 |
Loan Officer Salary by City in Oregon
The largest employment areas for loan officers in Oregon include Portland, Salem, Eugene, and Gresham. Salaries vary by city based on local cost of living and demand.
How to Become a Loan Officer in Oregon
Education
Most loan officer positions require a bachelor's degree. Oregon has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Oregon
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Oregon's demand may vary based on local industry trends.
Negotiate Your Way to Senior Pay
Data shows Loan Officers who negotiate earn 7–15% more. A single negotiation could add $70,686 over your career trajectory.
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