Insurance Underwriter Salary in Oregon
The median insurance underwriter salary in Oregon is $85,646 per year, which is 10.0% above the national median of $77,860.
Insurance Underwriter Salary Overview in Oregon (2026)
Oregon ranks #10 out of 50 states for insurance underwriter compensation. This places Oregon in the top tier nationally, making it one of the best states for insurance underwriters seeking high pay. At $85,646 per year, insurance underwriters in Oregon earn $7,786 more than the national median of $77,860.
It's worth noting that Oregon's cost of living is 110% of the national average, which reduces the real purchasing power of the $85,646 salary. After adjusting for cost of living, the effective salary is closer to $77,860.
The salary spread in Oregon is significant: insurance underwriters at the 10th percentile earn $53,460, while those at the 90th percentile bring home $139,040 — a $85,580 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Oregon for this role is Portland, where the median reaches $91,875.
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Despite slower growth nationally, experienced insurance underwriters with in-demand specializations continue to command strong salaries.
Insurance Underwriter Salary in Oregon by Experience
In Oregon, an entry-level insurance underwriter earns around $55,000, while experienced professionals earn up to $126,500 per year. The cost of living index in Oregon is 110% of the national average.
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See Investment Options →Salary Percentiles in Oregon
| Percentile | OR Salary |
|---|---|
| 10th Percentile | $53,460 |
| 25th Percentile | $67,320 |
| Median (50th) | $85,646 |
| 75th Percentile | $110,000 |
| 90th Percentile | $139,040 |
Insurance Underwriter Salary by City in Oregon
The largest employment areas for insurance underwriters in Oregon include Portland, Salem, Eugene, and Gresham. Salaries vary by city based on local cost of living and demand.
How to Become a Insurance Underwriter in Oregon
Education
Most insurance underwriter positions require a bachelor's degree. Oregon has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Oregon
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Oregon's demand may vary based on local industry trends.
Negotiate Your Way to Senior Pay
Data shows Insurance Underwriters who negotiate earn 7–15% more. A single negotiation could add $40,854 over your career trajectory.
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