Loan Officer Salary in Seattle, Washington
The median loan officer salary in Seattle, WA is $97,295 per year, which is 48.0% above the national median and 28.7% above the Washington state average.
Loan Officer Pay in Seattle: What to Expect (2026)
Seattle offers a median loan officer salary of $97,295, which is $21,694 above the Washington state average of $75,601. Compared to the national median of $65,740, Seattle pays above average for this role.
However, Seattle's cost of living index is 148%, significantly above the national average. After adjusting for local costs, the $97,295 salary has an effective purchasing power of approximately $65,740. Housing, transportation, and food costs in Seattle should be factored into any relocation or job-change decision.
The salary range for loan officers in Seattle spans from $52,096 at the 10th percentile to $227,624 at the 90th percentile — a $175,528 spread. Entry-level professionals start around $56,240, while senior loan officers with 8+ years of experience can earn up to $192,400. As a major metro area with a population of 737,015, Seattle typically offers more job opportunities and employer competition, which can drive salaries higher.
Loan Officer Salary in Seattle by Experience
In Seattle, an entry-level loan officer earns around $56,240, while experienced professionals earn up to $192,400 per year. The local cost of living index is 148% of the national average.
Salary Percentiles in Seattle, WA
| Percentile | Seattle |
|---|---|
| 10th Percentile | $52,096 |
| 25th Percentile | $67,192 |
| Median (50th) | $97,295 |
| 75th Percentile | $148,000 |
| 90th Percentile | $227,624 |
Loan Officer Salary in Other Washington Cities
How to Become a Loan Officer in Seattle
Education
Most loan officer positions require a bachelor's degree. Seattle and the surrounding Washington area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Demand in Seattle may vary based on local industry and population growth.
Find Loan Officer Jobs in Seattle
Browse open loan officer positions in Seattle, WA: