Occupational Therapist Salary in Covington, KY: $81,998 (2026)

Occupational Therapist Pay in Covington: What to Expect (2026)

Covington offers a median occupational therapist salary of $81,998, which is $931 above the Kentucky state average of $81,067. Compared to the national median of $93,180, Covington pays below the national benchmark for this role.

One of Covington's biggest advantages is its low cost of living at 88% of the national average. This means the $81,998 salary stretches further here — equivalent to roughly $93,180 in an average-cost city. This makes Covington an attractive option for occupational therapists seeking strong real-dollar compensation.

The salary range for occupational therapists in Covington spans from $54,560 at the 10th percentile to $112,209 at the 90th percentile — a $57,649 spread. Entry-level professionals start around $56,320, while senior occupational therapists with 8+ years of experience can earn up to $105,600. Covington is a smaller market (pop. 40,961), which may mean fewer openings but also less competition for available positions.

Occupational Therapist Salary in Covington by Experience

In Covington, an entry-level occupational therapist earns around $56,320, while experienced professionals earn up to $105,600 per year. The local cost of living index is 88% of the national average.

Entry Level (0-2 yrs)

$56,320

$-7,680 vs national

Mid Level (3-7 yrs)

$81,840

$-11,160 vs national

Senior Level (8+ yrs)

$105,600

$-14,400 vs national

Percentile	Covington	KY State	National
10th Percentile	$54,560	$53,940	$62,000
25th Percentile	$67,936	$67,164	$77,200
Median (50th)	$81,998	$81,067	$93,180
75th Percentile	$96,624	$95,526	$109,800
90th Percentile	$112,209	$110,934	$127,510

Percentile

Covington

10th Percentile

$54,560

25th Percentile

$67,936

Median (50th)

$81,998

75th Percentile

$96,624

90th Percentile

$112,209

How to Become a Occupational Therapist in Covington

Education

Most occupational therapist positions require a master's degree. Covington and the surrounding Kentucky area have institutions offering relevant programs.

Key Skills

Therapeutic ActivitiesPatient AssessmentAdaptive EquipmentDocumentationRehabilitationCommunication

Job Outlook

Nationally, occupational therapist employment is projected to grow 12% over the next decade (much faster than average). Demand in Covington may vary based on local industry and population growth.

Frequently Asked Questions: Occupational Therapist Salary in Covington

How much does a Occupational Therapist make in Covington, KY? ▼

The median occupational therapist salary in Covington, Kentucky is $81,998 per year, which is 12% below the national median of $93,180. Salaries range from $54,560 (10th percentile) to $112,209 (90th percentile).

How much does a Occupational Therapist make per hour in Covington? ▼

Based on the median annual salary of $81,998, a occupational therapist in Covington earns approximately $39 per hour assuming a standard 2,080-hour work year.

How does Covington compare to the Kentucky state average for occupational therapist pay? ▼

Covington's median occupational therapist salary of $81,998 is 1.1% above the Kentucky state average of $81,067. The local cost of living index is 88% of the national average.

What is the cost of living in Covington, KY? ▼

Covington has a cost of living index of 88% compared to the national average. This means a occupational therapist salary of $81,998 in Covington has more purchasing power than the same salary in an average-cost city.

What qualifications do I need to become a occupational therapist in Covington? ▼

Most occupational therapist positions in Covington require a master's degree. Key skills include Therapeutic Activities, Patient Assessment, Adaptive Equipment, Documentation. The job market is projected to grow 12% nationally over the next decade.

Occupational Therapist Salary in Covington, Kentucky