Actuary Salary in California
The median actuary salary in California is $157,306 per year, which is 38.0% above the national median of $113,990.
Actuary Salary Overview in California (2026)
California ranks #3 out of 50 states for actuary compensation. This places California in the top tier nationally, making it one of the best states for actuarys seeking high pay. At $157,306 per year, actuarys in California earn $43,316 more than the national median of $113,990.
It's worth noting that California's cost of living is 138% of the national average, which reduces the real purchasing power of the $157,306 salary. After adjusting for cost of living, the effective salary is closer to $113,990.
The salary spread in California is significant: actuarys at the 10th percentile earn $94,392, while those at the 90th percentile bring home $270,494 — a $176,102 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in California for this role is San Francisco, where the median reaches $207,462.
Nationally, actuary employment is projected to grow 21% over the next decade (much faster than average). This strong growth suggests increasing demand and competitive salaries in California and beyond.
Actuary Salary in California by Experience
In California, an entry-level actuary earns around $96,600, while experienced professionals earn up to $241,500 per year. The cost of living index in California is 138% of the national average.
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View Offers You Qualify For →Salary Percentiles in California
| Percentile | CA Salary |
|---|---|
| 10th Percentile | $94,392 |
| 25th Percentile | $120,336 |
| Median (50th) | $157,306 |
| 75th Percentile | $208,380 |
| 90th Percentile | $270,494 |
Actuary Salary by City in California
The largest employment areas for actuarys in California include Los Angeles, San Francisco, San Diego, and San Jose. Salaries vary by city based on local cost of living and demand.
How to Become a Actuary in California
Education
Most actuary positions require a bachelor's degree. California has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in California
Nationally, actuary employment is projected to grow 21% over the next decade (much faster than average). California's demand may vary based on local industry trends.
Negotiate Your Way to Senior Pay
Data shows Actuarys who negotiate earn 7–15% more. A single negotiation could add $84,194 over your career trajectory.
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