Business & Finance Sacramento, CA Pop. 524,943

Actuary Salary in Sacramento, California

The median actuary salary in Sacramento, CA is $134,508 per year, which is 18.0% above the national median and 14.5% below the California state average.

City Median
$134,508
vs State Avg
$-22,798
vs National
+$20,518
Cost of Living
118%

Actuary Pay in Sacramento: What to Expect (2026)

Sacramento offers a median actuary salary of $134,508, which is $22,798 below the California state average of $157,306. Compared to the national median of $113,990, Sacramento pays above average for this role.

However, Sacramento's cost of living index is 118%, significantly above the national average. After adjusting for local costs, the $134,508 salary has an effective purchasing power of approximately $113,990. Housing, transportation, and food costs in Sacramento should be factored into any relocation or job-change decision.

The salary range for actuarys in Sacramento spans from $80,712 at the 10th percentile to $231,292 at the 90th percentile — a $150,580 spread. Entry-level professionals start around $82,600, while senior actuarys with 8+ years of experience can earn up to $206,500. As a major metro area with a population of 524,943, Sacramento typically offers more job opportunities and employer competition, which can drive salaries higher.

Actuary Salary in Sacramento by Experience

In Sacramento, an entry-level actuary earns around $82,600, while experienced professionals earn up to $206,500 per year. The local cost of living index is 118% of the national average.

Entry Level (0-2 yrs)
$82,600
+$12,600 vs national
Mid Level (3-7 yrs)
$135,700
+$20,700 vs national
Senior Level (8+ yrs)
$206,500
+$31,500 vs national

Salary Percentiles in Sacramento, CA

Percentile Sacramento
10th Percentile $80,712
25th Percentile $102,896
Median (50th) $134,508
75th Percentile $178,180
90th Percentile $231,292

Actuary Salary in Other California Cities

San Francisco, CA
$207,462
Pop. 873,965
San Jose, CA
$191,503
Pop. 1,013,240
Los Angeles, CA
$166,425
Pop. 3,898,747
San Diego, CA
$161,866
Pop. 1,386,932

How to Become a Actuary in Sacramento

Education

Most actuary positions require a bachelor's degree. Sacramento and the surrounding California area have institutions offering relevant programs.

Key Skills

Statistical ModelingRisk AssessmentFinancial MathematicsExcel/VBASQLActuarial Exams

Job Outlook

Nationally, actuary employment is projected to grow 21% over the next decade (much faster than average). Demand in Sacramento may vary based on local industry and population growth.

Find Actuary Jobs in Sacramento

Browse open actuary positions in Sacramento, CA:

Indeed → LinkedIn → ZipRecruiter → Glassdoor →

Frequently Asked Questions: Actuary Salary in Sacramento

How much does a Actuary make in Sacramento, CA? ▼
The median actuary salary in Sacramento, California is $134,508 per year, which is 18.0% above the national median of $113,990. Salaries range from $80,712 (10th percentile) to $231,292 (90th percentile).
How much does a Actuary make per hour in Sacramento? ▼
Based on the median annual salary of $134,508, a actuary in Sacramento earns approximately $65 per hour assuming a standard 2,080-hour work year.
How does Sacramento compare to the California state average for actuary pay? ▼
Sacramento's median actuary salary of $134,508 is 14.5% below the California state average of $157,306. The local cost of living index is 118% of the national average.
What is the cost of living in Sacramento, CA? ▼
Sacramento has a cost of living index of 118% compared to the national average. This means a actuary salary of $134,508 in Sacramento has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a actuary in Sacramento? ▼
Most actuary positions in Sacramento require a bachelor's degree. Key skills include Statistical Modeling, Risk Assessment, Financial Mathematics, Excel/VBA. The job market is projected to grow 21% nationally over the next decade.