Business & Finance Waipahu, HI Pop. 38,216

Actuary Salary in Waipahu, Hawaii

The median actuary salary in Waipahu, HI is $184,664 per year, which is 62.0% above the national median and 4.7% below the Hawaii state average.

City Median
$184,664
vs State Avg
$-9,119
vs National
+$70,674
Cost of Living
162%

Actuary Pay in Waipahu: What to Expect (2026)

Waipahu offers a median actuary salary of $184,664, which is $9,119 below the Hawaii state average of $193,783. Compared to the national median of $113,990, Waipahu pays above average for this role.

However, Waipahu's cost of living index is 162%, significantly above the national average. After adjusting for local costs, the $184,664 salary has an effective purchasing power of approximately $113,990. Housing, transportation, and food costs in Waipahu should be factored into any relocation or job-change decision.

The salary range for actuarys in Waipahu spans from $110,808 at the 10th percentile to $317,536 at the 90th percentile — a $206,728 spread. Entry-level professionals start around $113,400, while senior actuarys with 8+ years of experience can earn up to $283,500. Waipahu is a smaller market (pop. 38,216), which may mean fewer openings but also less competition for available positions.

Actuary Salary in Waipahu by Experience

In Waipahu, an entry-level actuary earns around $113,400, while experienced professionals earn up to $283,500 per year. The local cost of living index is 162% of the national average.

Entry Level (0-2 yrs)
$113,400
+$43,400 vs national
Mid Level (3-7 yrs)
$186,300
+$71,300 vs national
Senior Level (8+ yrs)
$283,500
+$108,500 vs national

Salary Percentiles in Waipahu, HI

Percentile Waipahu
10th Percentile $110,808
25th Percentile $141,264
Median (50th) $184,664
75th Percentile $244,620
90th Percentile $317,536

Actuary Salary in Other Hawaii Cities

Honolulu, HI
$199,483
Pop. 350,964
Kailua, HI
$193,783
Pop. 38,635
Pearl City, HI
$191,503
Pop. 47,698
Hilo, HI
$173,265
Pop. 45,703

How to Become a Actuary in Waipahu

Education

Most actuary positions require a bachelor's degree. Waipahu and the surrounding Hawaii area have institutions offering relevant programs.

Key Skills

Statistical ModelingRisk AssessmentFinancial MathematicsExcel/VBASQLActuarial Exams

Job Outlook

Nationally, actuary employment is projected to grow 21% over the next decade (much faster than average). Demand in Waipahu may vary based on local industry and population growth.

Find Actuary Jobs in Waipahu

Browse open actuary positions in Waipahu, HI:

Indeed → LinkedIn → ZipRecruiter → Glassdoor →

Frequently Asked Questions: Actuary Salary in Waipahu

How much does a Actuary make in Waipahu, HI? ▼
The median actuary salary in Waipahu, Hawaii is $184,664 per year, which is 62.0% above the national median of $113,990. Salaries range from $110,808 (10th percentile) to $317,536 (90th percentile).
How much does a Actuary make per hour in Waipahu? ▼
Based on the median annual salary of $184,664, a actuary in Waipahu earns approximately $89 per hour assuming a standard 2,080-hour work year.
How does Waipahu compare to the Hawaii state average for actuary pay? ▼
Waipahu's median actuary salary of $184,664 is 4.7% below the Hawaii state average of $193,783. The local cost of living index is 162% of the national average.
What is the cost of living in Waipahu, HI? ▼
Waipahu has a cost of living index of 162% compared to the national average. This means a actuary salary of $184,664 in Waipahu has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a actuary in Waipahu? ▼
Most actuary positions in Waipahu require a bachelor's degree. Key skills include Statistical Modeling, Risk Assessment, Financial Mathematics, Excel/VBA. The job market is projected to grow 21% nationally over the next decade.