Insurance Underwriter Salary in Waipahu, Hawaii
The median insurance underwriter salary in Waipahu, HI is $126,133 per year, which is 62.0% above the national median and 4.7% below the Hawaii state average.
Insurance Underwriter Pay in Waipahu: What to Expect (2026)
Waipahu offers a median insurance underwriter salary of $126,133, which is $6,229 below the Hawaii state average of $132,362. Compared to the national median of $77,860, Waipahu pays above average for this role.
However, Waipahu's cost of living index is 162%, significantly above the national average. After adjusting for local costs, the $126,133 salary has an effective purchasing power of approximately $77,860. Housing, transportation, and food costs in Waipahu should be factored into any relocation or job-change decision.
The salary range for insurance underwriters in Waipahu spans from $78,732 at the 10th percentile to $204,768 at the 90th percentile — a $126,036 spread. Entry-level professionals start around $81,000, while senior insurance underwriters with 8+ years of experience can earn up to $186,300. Waipahu is a smaller market (pop. 38,216), which may mean fewer openings but also less competition for available positions.
Insurance Underwriter Salary in Waipahu by Experience
In Waipahu, an entry-level insurance underwriter earns around $81,000, while experienced professionals earn up to $186,300 per year. The local cost of living index is 162% of the national average.
Salary Percentiles in Waipahu, HI
| Percentile | Waipahu |
|---|---|
| 10th Percentile | $78,732 |
| 25th Percentile | $99,144 |
| Median (50th) | $126,133 |
| 75th Percentile | $162,000 |
| 90th Percentile | $204,768 |
Insurance Underwriter Salary in Other Hawaii Cities
How to Become a Insurance Underwriter in Waipahu
Education
Most insurance underwriter positions require a bachelor's degree. Waipahu and the surrounding Hawaii area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Waipahu may vary based on local industry and population growth.
Find Insurance Underwriter Jobs in Waipahu
Browse open insurance underwriter positions in Waipahu, HI: