Claims Adjuster Salary in Owensboro, KY: $59,073 (2026)

Claims Adjuster Pay in Owensboro: What to Expect (2026)

Owensboro offers a median claims adjuster salary of $59,073, which is $3,602 below the Kentucky state average of $62,675. Compared to the national median of $72,040, Owensboro pays below the national benchmark for this role.

One of Owensboro's biggest advantages is its low cost of living at 82% of the national average. This means the $59,073 salary stretches further here — equivalent to roughly $72,040 in an average-cost city. This makes Owensboro an attractive option for claims adjusters seeking strong real-dollar compensation.

The salary range for claims adjusters in Owensboro spans from $34,440 at the 10th percentile to $94,300 at the 90th percentile — a $59,860 spread. Entry-level professionals start around $36,080, while senior claims adjusters with 8+ years of experience can earn up to $90,200. Owensboro is a smaller market (pop. 60,183), which may mean fewer openings but also less competition for available positions.

Claims Adjuster Salary in Owensboro by Experience

In Owensboro, an entry-level claims adjuster earns around $36,080, while experienced professionals earn up to $90,200 per year. The local cost of living index is 82% of the national average.

Entry Level (0-2 yrs)

$36,080

$-7,920 vs national

Mid Level (3-7 yrs)

$60,680

$-13,320 vs national

Senior Level (8+ yrs)

$90,200

$-19,800 vs national

Percentile	Owensboro	KY State	National
10th Percentile	$34,440	$36,540	$42,000
25th Percentile	$44,280	$46,980	$54,000
Median (50th)	$59,073	$62,675	$72,040
75th Percentile	$75,440	$80,040	$92,000
90th Percentile	$94,300	$100,050	$115,000

Percentile

Owensboro

10th Percentile

$34,440

25th Percentile

$44,280

Median (50th)

$59,073

75th Percentile

$75,440

90th Percentile

$94,300

How to Become a Claims Adjuster in Owensboro

Education

Most claims adjuster positions require a bachelor's degree. Owensboro and the surrounding Kentucky area have institutions offering relevant programs.

Key Skills

Claims InvestigationNegotiationInsurance LawDocumentationAnalysisCustomer Service

Job Outlook

Nationally, claims adjuster employment is projected to grow -3% over the next decade (decline). Demand in Owensboro may vary based on local industry and population growth.

Frequently Asked Questions: Claims Adjuster Salary in Owensboro

How much does a Claims Adjuster make in Owensboro, KY? ▼

The median claims adjuster salary in Owensboro, Kentucky is $59,073 per year, which is 18% below the national median of $72,040. Salaries range from $34,440 (10th percentile) to $94,300 (90th percentile).

How much does a Claims Adjuster make per hour in Owensboro? ▼

Based on the median annual salary of $59,073, a claims adjuster in Owensboro earns approximately $28 per hour assuming a standard 2,080-hour work year.

How does Owensboro compare to the Kentucky state average for claims adjuster pay? ▼

Owensboro's median claims adjuster salary of $59,073 is 5.7% below the Kentucky state average of $62,675. The local cost of living index is 82% of the national average.

What is the cost of living in Owensboro, KY? ▼

Owensboro has a cost of living index of 82% compared to the national average. This means a claims adjuster salary of $59,073 in Owensboro has more purchasing power than the same salary in an average-cost city.

What qualifications do I need to become a claims adjuster in Owensboro? ▼

Most claims adjuster positions in Owensboro require a bachelor's degree. Key skills include Claims Investigation, Negotiation, Insurance Law, Documentation. The job market is projected to grow -3% nationally over the next decade.

Claims Adjuster Salary in Owensboro, Kentucky