Business & Finance

Claims Adjuster Salary

Claims adjusters investigate insurance claims, determine coverage, and authorize payments for property, casualty, and health claims.

Median Salary
$72,040
Mean Salary
$76,400
Total Employed
302,800
Job Growth
-3%

Claims Adjuster Salary by Experience Level

Entry-level claims adjusters earn around $44,000 per year, while mid-career professionals earn $74,000. Senior-level claims adjusters can earn $110,000 or more.

Entry Level (0-2 yrs)
$44,000
Mid Level (3-7 yrs)
$74,000
Senior Level (8+ yrs)
$110,000

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Salary Percentile Breakdown

The salary range for claims adjusters varies significantly. The bottom 10% earn $42,000, while the top 10% earn $115,000.

Percentile Annual Salary
10th Percentile $42,000
25th Percentile $54,000
50th Percentile (Median) $72,040
75th Percentile $92,000
90th Percentile $115,000

Claims Adjuster Salary by State

Claims Adjuster salaries vary significantly by state due to cost of living, demand, and industry concentration. The highest paying state is Hawaii at $122,468, while Mississippi offers the lowest at $59,793.

State Median
#1 Hawaii $122,468 Details →
#2 Massachusetts $102,297 Details →
#3 California $99,415 Details →
#4 New York $96,534 Details →
#5 Alaska $89,330 Details →
#6 New Jersey $88,609 Details →
#7 Connecticut $86,448 Details →
#8 Maryland $82,846 Details →
#9 Washington $82,846 Details →
#10 Oregon $79,244 Details →
#11 Virginia $78,524 Details →
#12 New Hampshire $77,083 Details →
#13 Rhode Island $77,083 Details →
#14 Delaware $76,362 Details →
#15 Colorado $75,642 Details →
#16 Illinois $72,760 Details →
#17 Vermont $72,760 Details →
#18 Pennsylvania $72,040 Details →
#19 Minnesota $71,320 Details →
#20 Florida $70,599 Details →
#21 Maine $70,599 Details →
#22 Arizona $69,879 Details →
#23 Nevada $69,879 Details →
#24 Utah $69,879 Details →
#25 Georgia $68,438 Details →
#26 Montana $68,438 Details →
#27 North Carolina $68,438 Details →
#28 Idaho $67,718 Details →
#29 New Mexico $66,997 Details →
#30 Nebraska $66,277 Details →
#31 Texas $66,277 Details →
#32 Wisconsin $66,277 Details →
#33 Wyoming $66,277 Details →
#34 Louisiana $65,556 Details →
#35 Indiana $64,836 Details →
#36 Michigan $64,836 Details →
#37 North Dakota $64,836 Details →
#38 Ohio $64,836 Details →
#39 Iowa $64,116 Details →
#40 South Carolina $64,116 Details →
#41 Tennessee $64,116 Details →
#42 Missouri $63,395 Details →
#43 South Dakota $63,395 Details →
#44 Alabama $62,675 Details →
#45 Kansas $62,675 Details →
#46 Kentucky $62,675 Details →
#47 Oklahoma $61,954 Details →
#48 Arkansas $60,514 Details →
#49 West Virginia $60,514 Details →
#50 Mississippi $59,793 Details →

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Key Responsibilities

  • ● Investigate insurance claims
  • ● Interview claimants and witnesses
  • ● Review police reports and medical records
  • ● Determine claim coverage and value
  • ● Negotiate settlements

Top Skills

Claims Investigation Negotiation Insurance Law Documentation Analysis Customer Service

Education Required

Bachelor's degree

Job Outlook

Decline — projected -3% growth over the next decade

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Frequently Asked Questions About Claims Adjuster Salaries

How much does a Claims Adjuster make per year? ▼
The median claims adjuster salary in the United States is $72,040 per year. Entry-level positions start around $44,000, while senior-level professionals earn up to $110,000 annually. The mean (average) salary is $76,400.
How much does a Claims Adjuster make per hour? ▼
Based on the national median salary of $72,040 per year, a claims adjuster earns approximately $35 per hour assuming a standard 2,080-hour work year. Hourly rates vary by experience, location, and employer.
What is the highest paying state for claims adjusters? ▼
Hawaii is the highest paying state for claims adjusters, with a median salary of $122,468. Other top-paying states include Massachusetts ($102,297) and California ($99,415).
What education do you need to become a claims adjuster? ▼
Most claims adjuster positions require a bachelor's degree. Key skills include Claims Investigation, Negotiation, Insurance Law, Documentation. Relevant certifications and hands-on experience can also strengthen your qualifications.
What is the job outlook for claims adjusters? ▼
Employment for claims adjusters is projected to grow -3% over the next decade, which is decline. There are currently 302,800 claims adjusters employed in the United States.
How much does an entry-level claims adjuster make? ▼
An entry-level claims adjuster with 0-2 years of experience earns around $44,000 per year. With 3-7 years of experience, pay increases to approximately $74,000. The bottom 10% of earners make $42,000, while the top 10% earn $115,000.