Business & Finance Rapid City, SD Pop. 74,703

Claims Adjuster Salary in Rapid City, South Dakota

The median claims adjuster salary in Rapid City, SD is $64,836 per year, which is 10% below the national median and 2.3% above the South Dakota state average.

City Median
$64,836
vs State Avg
+$1,441
vs National
$-7,204
Cost of Living
90%

Claims Adjuster Pay in Rapid City: What to Expect (2026)

Rapid City offers a median claims adjuster salary of $64,836, which is $1,441 above the South Dakota state average of $63,395. Compared to the national median of $72,040, Rapid City pays below the national benchmark for this role.

Rapid City's cost of living is 90% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for claims adjusters in Rapid City spans from $37,800 at the 10th percentile to $103,500 at the 90th percentile — a $65,700 spread. Entry-level professionals start around $39,600, while senior claims adjusters with 8+ years of experience can earn up to $99,000. Rapid City is a smaller market (pop. 74,703), which may mean fewer openings but also less competition for available positions.

Claims Adjuster Salary in Rapid City by Experience

In Rapid City, an entry-level claims adjuster earns around $39,600, while experienced professionals earn up to $99,000 per year. The local cost of living index is 90% of the national average.

Entry Level (0-2 yrs)
$39,600
$-4,400 vs national
Mid Level (3-7 yrs)
$66,600
$-7,400 vs national
Senior Level (8+ yrs)
$99,000
$-11,000 vs national

Salary Percentiles in Rapid City, SD

Percentile Rapid City
10th Percentile $37,800
25th Percentile $48,600
Median (50th) $64,836
75th Percentile $82,800
90th Percentile $103,500

Claims Adjuster Salary in Other South Dakota Cities

Sioux Falls, SD
$66,277
Pop. 192,517
Brookings, SD
$61,954
Pop. 24,194
Aberdeen, SD
$60,514
Pop. 28,324
Mitchell, SD
$59,073
Pop. 15,660

How to Become a Claims Adjuster in Rapid City

Education

Most claims adjuster positions require a bachelor's degree. Rapid City and the surrounding South Dakota area have institutions offering relevant programs.

Key Skills

Claims InvestigationNegotiationInsurance LawDocumentationAnalysisCustomer Service

Job Outlook

Nationally, claims adjuster employment is projected to grow -3% over the next decade (decline). Demand in Rapid City may vary based on local industry and population growth.

Find Claims Adjuster Jobs in Rapid City

Browse open claims adjuster positions in Rapid City, SD:

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Frequently Asked Questions: Claims Adjuster Salary in Rapid City

How much does a Claims Adjuster make in Rapid City, SD? ▼
The median claims adjuster salary in Rapid City, South Dakota is $64,836 per year, which is 10% below the national median of $72,040. Salaries range from $37,800 (10th percentile) to $103,500 (90th percentile).
How much does a Claims Adjuster make per hour in Rapid City? ▼
Based on the median annual salary of $64,836, a claims adjuster in Rapid City earns approximately $31 per hour assuming a standard 2,080-hour work year.
How does Rapid City compare to the South Dakota state average for claims adjuster pay? ▼
Rapid City's median claims adjuster salary of $64,836 is 2.3% above the South Dakota state average of $63,395. The local cost of living index is 90% of the national average.
What is the cost of living in Rapid City, SD? ▼
Rapid City has a cost of living index of 90% compared to the national average. This means a claims adjuster salary of $64,836 in Rapid City has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a claims adjuster in Rapid City? ▼
Most claims adjuster positions in Rapid City require a bachelor's degree. Key skills include Claims Investigation, Negotiation, Insurance Law, Documentation. The job market is projected to grow -3% nationally over the next decade.