Credit Analyst Salary
Credit analysts evaluate the creditworthiness of individuals or businesses applying for loans or credit.
Credit Analyst Salary by Experience Level
Entry-level credit analysts earn around $48,000 per year, while mid-career professionals earn $78,000. Senior-level credit analysts can earn $120,000 or more.
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See Investment Options →Salary Percentile Breakdown
The salary range for credit analysts varies significantly. The bottom 10% earn $46,000, while the top 10% earn $125,000.
| Percentile | Annual Salary |
|---|---|
| 10th Percentile | $46,000 |
| 25th Percentile | $59,000 |
| 50th Percentile (Median) | $76,960 |
| 75th Percentile | $100,000 |
| 90th Percentile | $125,000 |
Credit Analyst Salary by State
Credit Analyst salaries vary significantly by state due to cost of living, demand, and industry concentration. The highest paying state is Hawaii at $130,832, while Mississippi offers the lowest at $63,877.
| State | Median | |
|---|---|---|
| #1 Hawaii | $130,832 | Details → |
| #2 Massachusetts | $109,283 | Details → |
| #3 California | $106,205 | Details → |
| #4 New York | $103,126 | Details → |
| #5 Alaska | $95,430 | Details → |
| #6 New Jersey | $94,661 | Details → |
| #7 Connecticut | $92,352 | Details → |
| #8 Maryland | $88,504 | Details → |
| #9 Washington | $88,504 | Details → |
| #10 Oregon | $84,656 | Details → |
| #11 Virginia | $83,886 | Details → |
| #12 New Hampshire | $82,347 | Details → |
| #13 Rhode Island | $82,347 | Details → |
| #14 Delaware | $81,578 | Details → |
| #15 Colorado | $80,808 | Details → |
| #16 Illinois | $77,730 | Details → |
| #17 Vermont | $77,730 | Details → |
| #18 Pennsylvania | $76,960 | Details → |
| #19 Minnesota | $76,190 | Details → |
| #20 Florida | $75,421 | Details → |
| #21 Maine | $75,421 | Details → |
| #22 Arizona | $74,651 | Details → |
| #23 Nevada | $74,651 | Details → |
| #24 Utah | $74,651 | Details → |
| #25 Georgia | $73,112 | Details → |
| #26 Montana | $73,112 | Details → |
| #27 North Carolina | $73,112 | Details → |
| #28 Idaho | $72,342 | Details → |
| #29 New Mexico | $71,573 | Details → |
| #30 Nebraska | $70,803 | Details → |
| #31 Texas | $70,803 | Details → |
| #32 Wisconsin | $70,803 | Details → |
| #33 Wyoming | $70,803 | Details → |
| #34 Louisiana | $70,034 | Details → |
| #35 Indiana | $69,264 | Details → |
| #36 Michigan | $69,264 | Details → |
| #37 North Dakota | $69,264 | Details → |
| #38 Ohio | $69,264 | Details → |
| #39 Iowa | $68,494 | Details → |
| #40 South Carolina | $68,494 | Details → |
| #41 Tennessee | $68,494 | Details → |
| #42 Missouri | $67,725 | Details → |
| #43 South Dakota | $67,725 | Details → |
| #44 Alabama | $66,955 | Details → |
| #45 Kansas | $66,955 | Details → |
| #46 Kentucky | $66,955 | Details → |
| #47 Oklahoma | $66,186 | Details → |
| #48 Arkansas | $64,646 | Details → |
| #49 West Virginia | $64,646 | Details → |
| #50 Mississippi | $63,877 | Details → |
Negotiate Your Way to Senior Pay
Data shows Credit Analysts who negotiate earn 7–15% more. A single negotiation could add $43,040 over your career trajectory.
Get Negotiation Scripts — $197 →Key Responsibilities
- ● Analyze financial statements and credit data
- ● Assess borrower creditworthiness
- ● Prepare credit reports and risk assessments
- ● Recommend credit limits and terms
- ● Monitor existing loans for risk
Top Skills
Education Required
Bachelor's degree
Job Outlook
Faster than average — projected 5% growth over the next decade
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