Credit Analyst Salary in Iowa
The median credit analyst salary in Iowa is $68,494 per year, which is 11% below the national median of $76,960.
Credit Analyst Salary Overview in Iowa (2026)
Iowa ranks #39 out of 50 states for credit analyst compensation. Credit Analyst salaries in Iowa are below the national median, though the lower cost of living can offset the difference. At $68,494 per year, credit analysts in Iowa earn $8,466 less than the national median of $76,960.
A key advantage of working in Iowa is its below-average cost of living (89% of the national index). This means the $68,494 salary has the purchasing power of roughly $76,960 in an average-cost area.
The salary spread in Iowa is significant: credit analysts at the 10th percentile earn $40,940, while those at the 90th percentile bring home $111,250 — a $70,310 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Iowa for this role is Iowa City, where the median reaches $73,112.
Nationally, credit analyst employment is projected to grow 5% over the next decade (faster than average). This steady growth indicates stable demand for credit analysts across the country.
Credit Analyst Salary in Iowa by Experience
In Iowa, an entry-level credit analyst earns around $42,720, while experienced professionals earn up to $106,800 per year. The cost of living index in Iowa is 89% of the national average.
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| Percentile | IA Salary |
|---|---|
| 10th Percentile | $40,940 |
| 25th Percentile | $52,510 |
| Median (50th) | $68,494 |
| 75th Percentile | $89,000 |
| 90th Percentile | $111,250 |
Credit Analyst Salary by City in Iowa
The largest employment areas for credit analysts in Iowa include Des Moines, Cedar Rapids, Davenport, and Sioux City. Salaries vary by city based on local cost of living and demand.
How to Become a Credit Analyst in Iowa
Education
Most credit analyst positions require a bachelor's degree. Iowa has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Iowa
Nationally, credit analyst employment is projected to grow 5% over the next decade (faster than average). Iowa's demand may vary based on local industry trends.
Negotiate Your Way to Senior Pay
Data shows Credit Analysts who negotiate earn 7–15% more. A single negotiation could add $38,306 over your career trajectory.
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