Business & Finance Birmingham, AL Pop. 197,575

Credit Analyst Salary in Birmingham, Alabama

The median credit analyst salary in Birmingham, AL is $69,264 per year, which is 10% below the national median and 3.4% above the Alabama state average.

City Median
$69,264
vs State Avg
+$2,309
vs National
$-7,696
Cost of Living
90%

Credit Analyst Pay in Birmingham: What to Expect (2026)

Birmingham offers a median credit analyst salary of $69,264, which is $2,309 above the Alabama state average of $66,955. Compared to the national median of $76,960, Birmingham pays below the national benchmark for this role.

Birmingham's cost of living is 90% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for credit analysts in Birmingham spans from $41,400 at the 10th percentile to $112,500 at the 90th percentile — a $71,100 spread. Entry-level professionals start around $43,200, while senior credit analysts with 8+ years of experience can earn up to $108,000. With a population of 197,575, Birmingham is a mid-sized metro with a growing job market.

Credit Analyst Salary in Birmingham by Experience

In Birmingham, an entry-level credit analyst earns around $43,200, while experienced professionals earn up to $108,000 per year. The local cost of living index is 90% of the national average.

Entry Level (0-2 yrs)
$43,200
$-4,800 vs national
Mid Level (3-7 yrs)
$70,200
$-7,800 vs national
Senior Level (8+ yrs)
$108,000
$-12,000 vs national

Salary Percentiles in Birmingham, AL

Percentile Birmingham
10th Percentile $41,400
25th Percentile $53,100
Median (50th) $69,264
75th Percentile $90,000
90th Percentile $112,500

Credit Analyst Salary in Other Alabama Cities

Huntsville, AL
$70,803
Pop. 216,963
Tuscaloosa, AL
$67,725
Pop. 101,129
Montgomery, AL
$66,186
Pop. 200,603
Mobile, AL
$65,416
Pop. 187,041

How to Become a Credit Analyst in Birmingham

Education

Most credit analyst positions require a bachelor's degree. Birmingham and the surrounding Alabama area have institutions offering relevant programs.

Key Skills

Financial AnalysisCredit RiskExcelFinancial StatementsReport WritingAttention to Detail

Job Outlook

Nationally, credit analyst employment is projected to grow 5% over the next decade (faster than average). Demand in Birmingham may vary based on local industry and population growth.

Find Credit Analyst Jobs in Birmingham

Browse open credit analyst positions in Birmingham, AL:

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Frequently Asked Questions: Credit Analyst Salary in Birmingham

How much does a Credit Analyst make in Birmingham, AL? ▼
The median credit analyst salary in Birmingham, Alabama is $69,264 per year, which is 10% below the national median of $76,960. Salaries range from $41,400 (10th percentile) to $112,500 (90th percentile).
How much does a Credit Analyst make per hour in Birmingham? ▼
Based on the median annual salary of $69,264, a credit analyst in Birmingham earns approximately $33 per hour assuming a standard 2,080-hour work year.
How does Birmingham compare to the Alabama state average for credit analyst pay? ▼
Birmingham's median credit analyst salary of $69,264 is 3.4% above the Alabama state average of $66,955. The local cost of living index is 90% of the national average.
What is the cost of living in Birmingham, AL? ▼
Birmingham has a cost of living index of 90% compared to the national average. This means a credit analyst salary of $69,264 in Birmingham has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a credit analyst in Birmingham? ▼
Most credit analyst positions in Birmingham require a bachelor's degree. Key skills include Financial Analysis, Credit Risk, Excel, Financial Statements. The job market is projected to grow 5% nationally over the next decade.