Business & Finance Phoenix, AZ Pop. 1,608,139

Credit Analyst Salary in Phoenix, Arizona

The median credit analyst salary in Phoenix, AZ is $76,960 per year, which is 0.0% above the national median and 3.1% above the Arizona state average.

City Median
$76,960
vs State Avg
+$2,309
vs National
+$0
Cost of Living
100%

Credit Analyst Pay in Phoenix: What to Expect (2026)

Phoenix offers a median credit analyst salary of $76,960, which is $2,309 above the Arizona state average of $74,651. Compared to the national median of $76,960, Phoenix pays above average for this role.

Phoenix's cost of living is 100% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for credit analysts in Phoenix spans from $46,000 at the 10th percentile to $125,000 at the 90th percentile — a $79,000 spread. Entry-level professionals start around $48,000, while senior credit analysts with 8+ years of experience can earn up to $120,000. As a major metro area with a population of 1,608,139, Phoenix typically offers more job opportunities and employer competition, which can drive salaries higher.

Credit Analyst Salary in Phoenix by Experience

In Phoenix, an entry-level credit analyst earns around $48,000, while experienced professionals earn up to $120,000 per year. The local cost of living index is 100% of the national average.

Entry Level (0-2 yrs)
$48,000
+$0 vs national
Mid Level (3-7 yrs)
$78,000
+$0 vs national
Senior Level (8+ yrs)
$120,000
+$0 vs national

Salary Percentiles in Phoenix, AZ

Percentile Phoenix
10th Percentile $46,000
25th Percentile $59,000
Median (50th) $76,960
75th Percentile $100,000
90th Percentile $125,000

Credit Analyst Salary in Other Arizona Cities

How to Become a Credit Analyst in Phoenix

Education

Most credit analyst positions require a bachelor's degree. Phoenix and the surrounding Arizona area have institutions offering relevant programs.

Key Skills

Financial AnalysisCredit RiskExcelFinancial StatementsReport WritingAttention to Detail

Job Outlook

Nationally, credit analyst employment is projected to grow 5% over the next decade (faster than average). Demand in Phoenix may vary based on local industry and population growth.

Find Credit Analyst Jobs in Phoenix

Browse open credit analyst positions in Phoenix, AZ:

Frequently Asked Questions: Credit Analyst Salary in Phoenix

How much does a Credit Analyst make in Phoenix, AZ? ▼
The median credit analyst salary in Phoenix, Arizona is $76,960 per year, which is 0.0% above the national median of $76,960. Salaries range from $46,000 (10th percentile) to $125,000 (90th percentile).
How much does a Credit Analyst make per hour in Phoenix? ▼
Based on the median annual salary of $76,960, a credit analyst in Phoenix earns approximately $37 per hour assuming a standard 2,080-hour work year.
How does Phoenix compare to the Arizona state average for credit analyst pay? ▼
Phoenix's median credit analyst salary of $76,960 is 3.1% above the Arizona state average of $74,651. The local cost of living index is 100% of the national average.
What is the cost of living in Phoenix, AZ? ▼
Phoenix has a cost of living index of 100% compared to the national average. This means a credit analyst salary of $76,960 in Phoenix has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a credit analyst in Phoenix? ▼
Most credit analyst positions in Phoenix require a bachelor's degree. Key skills include Financial Analysis, Credit Risk, Excel, Financial Statements. The job market is projected to grow 5% nationally over the next decade.