Business & Finance Fort Smith, AR Pop. 89,142

Credit Analyst Salary in Fort Smith, Arkansas

The median credit analyst salary in Fort Smith, AR is $61,568 per year, which is 20% below the national median and 4.8% below the Arkansas state average.

City Median
$61,568
vs State Avg
$-3,078
vs National
$-15,392
Cost of Living
80%

Credit Analyst Pay in Fort Smith: What to Expect (2026)

Fort Smith offers a median credit analyst salary of $61,568, which is $3,078 below the Arkansas state average of $64,646. Compared to the national median of $76,960, Fort Smith pays below the national benchmark for this role.

One of Fort Smith's biggest advantages is its low cost of living at 80% of the national average. This means the $61,568 salary stretches further here — equivalent to roughly $76,960 in an average-cost city. This makes Fort Smith an attractive option for credit analysts seeking strong real-dollar compensation.

The salary range for credit analysts in Fort Smith spans from $36,800 at the 10th percentile to $100,000 at the 90th percentile — a $63,200 spread. Entry-level professionals start around $38,400, while senior credit analysts with 8+ years of experience can earn up to $96,000. Fort Smith is a smaller market (pop. 89,142), which may mean fewer openings but also less competition for available positions.

Credit Analyst Salary in Fort Smith by Experience

In Fort Smith, an entry-level credit analyst earns around $38,400, while experienced professionals earn up to $96,000 per year. The local cost of living index is 80% of the national average.

Entry Level (0-2 yrs)
$38,400
$-9,600 vs national
Mid Level (3-7 yrs)
$62,400
$-15,600 vs national
Senior Level (8+ yrs)
$96,000
$-24,000 vs national

Salary Percentiles in Fort Smith, AR

Percentile Fort Smith
10th Percentile $36,800
25th Percentile $47,200
Median (50th) $61,568
75th Percentile $80,000
90th Percentile $100,000

Credit Analyst Salary in Other Arkansas Cities

Fayetteville, AR
$67,725
Pop. 93,949
Little Rock, AR
$66,955
Pop. 202,591
Springdale, AR
$64,646
Pop. 80,433
Jonesboro, AR
$63,107
Pop. 78,576

How to Become a Credit Analyst in Fort Smith

Education

Most credit analyst positions require a bachelor's degree. Fort Smith and the surrounding Arkansas area have institutions offering relevant programs.

Key Skills

Financial AnalysisCredit RiskExcelFinancial StatementsReport WritingAttention to Detail

Job Outlook

Nationally, credit analyst employment is projected to grow 5% over the next decade (faster than average). Demand in Fort Smith may vary based on local industry and population growth.

Find Credit Analyst Jobs in Fort Smith

Browse open credit analyst positions in Fort Smith, AR:

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Frequently Asked Questions: Credit Analyst Salary in Fort Smith

How much does a Credit Analyst make in Fort Smith, AR? ▼
The median credit analyst salary in Fort Smith, Arkansas is $61,568 per year, which is 20% below the national median of $76,960. Salaries range from $36,800 (10th percentile) to $100,000 (90th percentile).
How much does a Credit Analyst make per hour in Fort Smith? ▼
Based on the median annual salary of $61,568, a credit analyst in Fort Smith earns approximately $30 per hour assuming a standard 2,080-hour work year.
How does Fort Smith compare to the Arkansas state average for credit analyst pay? ▼
Fort Smith's median credit analyst salary of $61,568 is 4.8% below the Arkansas state average of $64,646. The local cost of living index is 80% of the national average.
What is the cost of living in Fort Smith, AR? ▼
Fort Smith has a cost of living index of 80% compared to the national average. This means a credit analyst salary of $61,568 in Fort Smith has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a credit analyst in Fort Smith? ▼
Most credit analyst positions in Fort Smith require a bachelor's degree. Key skills include Financial Analysis, Credit Risk, Excel, Financial Statements. The job market is projected to grow 5% nationally over the next decade.