Business & Finance Chicago, IL Pop. 2,693,976

Credit Analyst Salary in Chicago, Illinois

The median credit analyst salary in Chicago, IL is $86,965 per year, which is 13.0% above the national median and 11.9% above the Illinois state average.

City Median
$86,965
vs State Avg
+$9,235
vs National
+$10,005
Cost of Living
107%

Credit Analyst Pay in Chicago: What to Expect (2026)

Chicago offers a median credit analyst salary of $86,965, which is $9,235 above the Illinois state average of $77,730. Compared to the national median of $76,960, Chicago pays above average for this role.

Chicago's cost of living is 107% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for credit analysts in Chicago spans from $51,980 at the 10th percentile to $141,250 at the 90th percentile — a $89,270 spread. Entry-level professionals start around $54,240, while senior credit analysts with 8+ years of experience can earn up to $135,600. As a major metro area with a population of 2,693,976, Chicago typically offers more job opportunities and employer competition, which can drive salaries higher.

Credit Analyst Salary in Chicago by Experience

In Chicago, an entry-level credit analyst earns around $54,240, while experienced professionals earn up to $135,600 per year. The local cost of living index is 107% of the national average.

Entry Level (0-2 yrs)
$54,240
+$6,240 vs national
Mid Level (3-7 yrs)
$88,140
+$10,140 vs national
Senior Level (8+ yrs)
$135,600
+$15,600 vs national

Salary Percentiles in Chicago, IL

Percentile Chicago
10th Percentile $51,980
25th Percentile $66,670
Median (50th) $86,965
75th Percentile $113,000
90th Percentile $141,250

Credit Analyst Salary in Other Illinois Cities

How to Become a Credit Analyst in Chicago

Education

Most credit analyst positions require a bachelor's degree. Chicago and the surrounding Illinois area have institutions offering relevant programs.

Key Skills

Financial AnalysisCredit RiskExcelFinancial StatementsReport WritingAttention to Detail

Job Outlook

Nationally, credit analyst employment is projected to grow 5% over the next decade (faster than average). Demand in Chicago may vary based on local industry and population growth.

Find Credit Analyst Jobs in Chicago

Browse open credit analyst positions in Chicago, IL:

Frequently Asked Questions: Credit Analyst Salary in Chicago

How much does a Credit Analyst make in Chicago, IL? ▼
The median credit analyst salary in Chicago, Illinois is $86,965 per year, which is 13.0% above the national median of $76,960. Salaries range from $51,980 (10th percentile) to $141,250 (90th percentile).
How much does a Credit Analyst make per hour in Chicago? ▼
Based on the median annual salary of $86,965, a credit analyst in Chicago earns approximately $42 per hour assuming a standard 2,080-hour work year.
How does Chicago compare to the Illinois state average for credit analyst pay? ▼
Chicago's median credit analyst salary of $86,965 is 11.9% above the Illinois state average of $77,730. The local cost of living index is 107% of the national average.
What is the cost of living in Chicago, IL? ▼
Chicago has a cost of living index of 107% compared to the national average. This means a credit analyst salary of $86,965 in Chicago has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a credit analyst in Chicago? ▼
Most credit analyst positions in Chicago require a bachelor's degree. Key skills include Financial Analysis, Credit Risk, Excel, Financial Statements. The job market is projected to grow 5% nationally over the next decade.