Business & Finance Lexington, KY Pop. 322,570

Credit Analyst Salary in Lexington, Kentucky

The median credit analyst salary in Lexington, KY is $71,573 per year, which is 7% below the national median and 6.9% above the Kentucky state average.

City Median
$71,573
vs State Avg
+$4,618
vs National
$-5,387
Cost of Living
93%

Credit Analyst Pay in Lexington: What to Expect (2026)

Lexington offers a median credit analyst salary of $71,573, which is $4,618 above the Kentucky state average of $66,955. Compared to the national median of $76,960, Lexington pays below the national benchmark for this role.

Lexington's cost of living is 93% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for credit analysts in Lexington spans from $42,780 at the 10th percentile to $116,250 at the 90th percentile — a $73,470 spread. Entry-level professionals start around $44,640, while senior credit analysts with 8+ years of experience can earn up to $111,600. With a population of 322,570, Lexington is a mid-sized metro with a growing job market.

Credit Analyst Salary in Lexington by Experience

In Lexington, an entry-level credit analyst earns around $44,640, while experienced professionals earn up to $111,600 per year. The local cost of living index is 93% of the national average.

Entry Level (0-2 yrs)
$44,640
$-3,360 vs national
Mid Level (3-7 yrs)
$72,540
$-5,460 vs national
Senior Level (8+ yrs)
$111,600
$-8,400 vs national

Salary Percentiles in Lexington, KY

Percentile Lexington
10th Percentile $42,780
25th Percentile $54,870
Median (50th) $71,573
75th Percentile $93,000
90th Percentile $116,250

Credit Analyst Salary in Other Kentucky Cities

How to Become a Credit Analyst in Lexington

Education

Most credit analyst positions require a bachelor's degree. Lexington and the surrounding Kentucky area have institutions offering relevant programs.

Key Skills

Financial AnalysisCredit RiskExcelFinancial StatementsReport WritingAttention to Detail

Job Outlook

Nationally, credit analyst employment is projected to grow 5% over the next decade (faster than average). Demand in Lexington may vary based on local industry and population growth.

Find Credit Analyst Jobs in Lexington

Browse open credit analyst positions in Lexington, KY:

Frequently Asked Questions: Credit Analyst Salary in Lexington

How much does a Credit Analyst make in Lexington, KY? ▼
The median credit analyst salary in Lexington, Kentucky is $71,573 per year, which is 7% below the national median of $76,960. Salaries range from $42,780 (10th percentile) to $116,250 (90th percentile).
How much does a Credit Analyst make per hour in Lexington? ▼
Based on the median annual salary of $71,573, a credit analyst in Lexington earns approximately $34 per hour assuming a standard 2,080-hour work year.
How does Lexington compare to the Kentucky state average for credit analyst pay? ▼
Lexington's median credit analyst salary of $71,573 is 6.9% above the Kentucky state average of $66,955. The local cost of living index is 93% of the national average.
What is the cost of living in Lexington, KY? ▼
Lexington has a cost of living index of 93% compared to the national average. This means a credit analyst salary of $71,573 in Lexington has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a credit analyst in Lexington? ▼
Most credit analyst positions in Lexington require a bachelor's degree. Key skills include Financial Analysis, Credit Risk, Excel, Financial Statements. The job market is projected to grow 5% nationally over the next decade.