Business & Finance Fargo, ND Pop. 125,990

Credit Analyst Salary in Fargo, North Dakota

The median credit analyst salary in Fargo, ND is $72,342 per year, which is 6% below the national median and 4.4% above the North Dakota state average.

City Median
$72,342
vs State Avg
+$3,078
vs National
$-4,618
Cost of Living
94%

Credit Analyst Pay in Fargo: What to Expect (2026)

Fargo offers a median credit analyst salary of $72,342, which is $3,078 above the North Dakota state average of $69,264. Compared to the national median of $76,960, Fargo pays below the national benchmark for this role.

Fargo's cost of living is 94% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for credit analysts in Fargo spans from $43,240 at the 10th percentile to $117,500 at the 90th percentile — a $74,260 spread. Entry-level professionals start around $45,120, while senior credit analysts with 8+ years of experience can earn up to $112,800. With a population of 125,990, Fargo is a mid-sized metro with a growing job market.

Credit Analyst Salary in Fargo by Experience

In Fargo, an entry-level credit analyst earns around $45,120, while experienced professionals earn up to $112,800 per year. The local cost of living index is 94% of the national average.

Entry Level (0-2 yrs)
$45,120
$-2,880 vs national
Mid Level (3-7 yrs)
$73,320
$-4,680 vs national
Senior Level (8+ yrs)
$112,800
$-7,200 vs national

Salary Percentiles in Fargo, ND

Percentile Fargo
10th Percentile $43,240
25th Percentile $55,460
Median (50th) $72,342
75th Percentile $94,000
90th Percentile $117,500

Credit Analyst Salary in Other North Dakota Cities

How to Become a Credit Analyst in Fargo

Education

Most credit analyst positions require a bachelor's degree. Fargo and the surrounding North Dakota area have institutions offering relevant programs.

Key Skills

Financial AnalysisCredit RiskExcelFinancial StatementsReport WritingAttention to Detail

Job Outlook

Nationally, credit analyst employment is projected to grow 5% over the next decade (faster than average). Demand in Fargo may vary based on local industry and population growth.

Find Credit Analyst Jobs in Fargo

Browse open credit analyst positions in Fargo, ND:

Frequently Asked Questions: Credit Analyst Salary in Fargo

How much does a Credit Analyst make in Fargo, ND? ▼
The median credit analyst salary in Fargo, North Dakota is $72,342 per year, which is 6% below the national median of $76,960. Salaries range from $43,240 (10th percentile) to $117,500 (90th percentile).
How much does a Credit Analyst make per hour in Fargo? ▼
Based on the median annual salary of $72,342, a credit analyst in Fargo earns approximately $35 per hour assuming a standard 2,080-hour work year.
How does Fargo compare to the North Dakota state average for credit analyst pay? ▼
Fargo's median credit analyst salary of $72,342 is 4.4% above the North Dakota state average of $69,264. The local cost of living index is 94% of the national average.
What is the cost of living in Fargo, ND? ▼
Fargo has a cost of living index of 94% compared to the national average. This means a credit analyst salary of $72,342 in Fargo has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a credit analyst in Fargo? ▼
Most credit analyst positions in Fargo require a bachelor's degree. Key skills include Financial Analysis, Credit Risk, Excel, Financial Statements. The job market is projected to grow 5% nationally over the next decade.