Business & Finance Philadelphia, PA Pop. 1,603,797

Credit Analyst Salary in Philadelphia, Pennsylvania

The median credit analyst salary in Philadelphia, PA is $81,578 per year, which is 6.0% above the national median and 6.0% above the Pennsylvania state average.

City Median
$81,578
vs State Avg
+$4,618
vs National
+$4,618
Cost of Living
102%

Credit Analyst Pay in Philadelphia: What to Expect (2026)

Philadelphia offers a median credit analyst salary of $81,578, which is $4,618 above the Pennsylvania state average of $76,960. Compared to the national median of $76,960, Philadelphia pays above average for this role.

Philadelphia's cost of living is 102% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for credit analysts in Philadelphia spans from $48,760 at the 10th percentile to $132,500 at the 90th percentile — a $83,740 spread. Entry-level professionals start around $50,880, while senior credit analysts with 8+ years of experience can earn up to $127,200. As a major metro area with a population of 1,603,797, Philadelphia typically offers more job opportunities and employer competition, which can drive salaries higher.

Credit Analyst Salary in Philadelphia by Experience

In Philadelphia, an entry-level credit analyst earns around $50,880, while experienced professionals earn up to $127,200 per year. The local cost of living index is 102% of the national average.

Entry Level (0-2 yrs)
$50,880
+$2,880 vs national
Mid Level (3-7 yrs)
$82,680
+$4,680 vs national
Senior Level (8+ yrs)
$127,200
+$7,200 vs national

Salary Percentiles in Philadelphia, PA

Percentile Philadelphia
10th Percentile $48,760
25th Percentile $62,540
Median (50th) $81,578
75th Percentile $106,000
90th Percentile $132,500

Credit Analyst Salary in Other Pennsylvania Cities

How to Become a Credit Analyst in Philadelphia

Education

Most credit analyst positions require a bachelor's degree. Philadelphia and the surrounding Pennsylvania area have institutions offering relevant programs.

Key Skills

Financial AnalysisCredit RiskExcelFinancial StatementsReport WritingAttention to Detail

Job Outlook

Nationally, credit analyst employment is projected to grow 5% over the next decade (faster than average). Demand in Philadelphia may vary based on local industry and population growth.

Find Credit Analyst Jobs in Philadelphia

Browse open credit analyst positions in Philadelphia, PA:

Frequently Asked Questions: Credit Analyst Salary in Philadelphia

How much does a Credit Analyst make in Philadelphia, PA? ▼
The median credit analyst salary in Philadelphia, Pennsylvania is $81,578 per year, which is 6.0% above the national median of $76,960. Salaries range from $48,760 (10th percentile) to $132,500 (90th percentile).
How much does a Credit Analyst make per hour in Philadelphia? ▼
Based on the median annual salary of $81,578, a credit analyst in Philadelphia earns approximately $39 per hour assuming a standard 2,080-hour work year.
How does Philadelphia compare to the Pennsylvania state average for credit analyst pay? ▼
Philadelphia's median credit analyst salary of $81,578 is 6.0% above the Pennsylvania state average of $76,960. The local cost of living index is 102% of the national average.
What is the cost of living in Philadelphia, PA? ▼
Philadelphia has a cost of living index of 102% compared to the national average. This means a credit analyst salary of $81,578 in Philadelphia has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a credit analyst in Philadelphia? ▼
Most credit analyst positions in Philadelphia require a bachelor's degree. Key skills include Financial Analysis, Credit Risk, Excel, Financial Statements. The job market is projected to grow 5% nationally over the next decade.