Business & Finance Columbia, SC Pop. 131,674

Credit Analyst Salary in Columbia, South Carolina

The median credit analyst salary in Columbia, SC is $69,264 per year, which is 10% below the national median and 1.1% above the South Carolina state average.

City Median
$69,264
vs State Avg
+$770
vs National
$-7,696
Cost of Living
90%

Credit Analyst Pay in Columbia: What to Expect (2026)

Columbia offers a median credit analyst salary of $69,264, which is $770 above the South Carolina state average of $68,494. Compared to the national median of $76,960, Columbia pays below the national benchmark for this role.

Columbia's cost of living is 90% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for credit analysts in Columbia spans from $41,400 at the 10th percentile to $112,500 at the 90th percentile — a $71,100 spread. Entry-level professionals start around $43,200, while senior credit analysts with 8+ years of experience can earn up to $108,000. With a population of 131,674, Columbia is a mid-sized metro with a growing job market.

Credit Analyst Salary in Columbia by Experience

In Columbia, an entry-level credit analyst earns around $43,200, while experienced professionals earn up to $108,000 per year. The local cost of living index is 90% of the national average.

Entry Level (0-2 yrs)
$43,200
$-4,800 vs national
Mid Level (3-7 yrs)
$70,200
$-7,800 vs national
Senior Level (8+ yrs)
$108,000
$-12,000 vs national

Salary Percentiles in Columbia, SC

Percentile Columbia
10th Percentile $41,400
25th Percentile $53,100
Median (50th) $69,264
75th Percentile $90,000
90th Percentile $112,500

Credit Analyst Salary in Other South Carolina Cities

Mount Pleasant, SC
$80,808
Pop. 94,171
Charleston, SC
$76,960
Pop. 150,227
North Charleston, SC
$73,112
Pop. 115,382
Greenville, SC
$70,803
Pop. 72,095

How to Become a Credit Analyst in Columbia

Education

Most credit analyst positions require a bachelor's degree. Columbia and the surrounding South Carolina area have institutions offering relevant programs.

Key Skills

Financial AnalysisCredit RiskExcelFinancial StatementsReport WritingAttention to Detail

Job Outlook

Nationally, credit analyst employment is projected to grow 5% over the next decade (faster than average). Demand in Columbia may vary based on local industry and population growth.

Find Credit Analyst Jobs in Columbia

Browse open credit analyst positions in Columbia, SC:

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Frequently Asked Questions: Credit Analyst Salary in Columbia

How much does a Credit Analyst make in Columbia, SC? ▼
The median credit analyst salary in Columbia, South Carolina is $69,264 per year, which is 10% below the national median of $76,960. Salaries range from $41,400 (10th percentile) to $112,500 (90th percentile).
How much does a Credit Analyst make per hour in Columbia? ▼
Based on the median annual salary of $69,264, a credit analyst in Columbia earns approximately $33 per hour assuming a standard 2,080-hour work year.
How does Columbia compare to the South Carolina state average for credit analyst pay? ▼
Columbia's median credit analyst salary of $69,264 is 1.1% above the South Carolina state average of $68,494. The local cost of living index is 90% of the national average.
What is the cost of living in Columbia, SC? ▼
Columbia has a cost of living index of 90% compared to the national average. This means a credit analyst salary of $69,264 in Columbia has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a credit analyst in Columbia? ▼
Most credit analyst positions in Columbia require a bachelor's degree. Key skills include Financial Analysis, Credit Risk, Excel, Financial Statements. The job market is projected to grow 5% nationally over the next decade.