Credit Analyst Salary in Chattanooga, Tennessee
The median credit analyst salary in Chattanooga, TN is $67,725 per year, which is 12% below the national median and 1.1% below the Tennessee state average.
Credit Analyst Pay in Chattanooga: What to Expect (2026)
Chattanooga offers a median credit analyst salary of $67,725, which is $769 below the Tennessee state average of $68,494. Compared to the national median of $76,960, Chattanooga pays below the national benchmark for this role.
One of Chattanooga's biggest advantages is its low cost of living at 88% of the national average. This means the $67,725 salary stretches further here — equivalent to roughly $76,960 in an average-cost city. This makes Chattanooga an attractive option for credit analysts seeking strong real-dollar compensation.
The salary range for credit analysts in Chattanooga spans from $40,480 at the 10th percentile to $110,000 at the 90th percentile — a $69,520 spread. Entry-level professionals start around $42,240, while senior credit analysts with 8+ years of experience can earn up to $105,600. With a population of 181,099, Chattanooga is a mid-sized metro with a growing job market.
Credit Analyst Salary in Chattanooga by Experience
In Chattanooga, an entry-level credit analyst earns around $42,240, while experienced professionals earn up to $105,600 per year. The local cost of living index is 88% of the national average.
Salary Percentiles in Chattanooga, TN
| Percentile | Chattanooga |
|---|---|
| 10th Percentile | $40,480 |
| 25th Percentile | $51,920 |
| Median (50th) | $67,725 |
| 75th Percentile | $88,000 |
| 90th Percentile | $110,000 |
Credit Analyst Salary in Other Tennessee Cities
How to Become a Credit Analyst in Chattanooga
Education
Most credit analyst positions require a bachelor's degree. Chattanooga and the surrounding Tennessee area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, credit analyst employment is projected to grow 5% over the next decade (faster than average). Demand in Chattanooga may vary based on local industry and population growth.
Find Credit Analyst Jobs in Chattanooga
Browse open credit analyst positions in Chattanooga, TN: