Financial Advisor Salary in Kentucky
The median financial advisor salary in Kentucky is $82,989 per year, which is 13% below the national median of $95,390.
Financial Advisor Salary Overview in Kentucky (2026)
Kentucky ranks #46 out of 50 states for financial advisor compensation. Financial Advisor salaries in Kentucky are below the national median, though the lower cost of living can offset the difference. At $82,989 per year, financial advisors in Kentucky earn $12,401 less than the national median of $95,390.
A key advantage of working in Kentucky is its below-average cost of living (87% of the national index). This means the $82,989 salary has the purchasing power of roughly $95,390 in an average-cost area.
The salary spread in Kentucky is significant: financial advisors at the 10th percentile earn $38,628, while those at the 90th percentile bring home $207,930 — a $169,302 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Kentucky for this role is Lexington, where the median reaches $88,713.
Nationally, financial advisor employment is projected to grow 13% over the next decade (much faster than average). This strong growth suggests increasing demand and competitive salaries in Kentucky and beyond.
Financial Advisor Salary in Kentucky by Experience
In Kentucky, an entry-level financial advisor earns around $41,760, while experienced professionals earn up to $156,600 per year. The cost of living index in Kentucky is 87% of the national average.
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See Investment Options →Salary Percentiles in Kentucky
| Percentile | KY Salary |
|---|---|
| 10th Percentile | $38,628 |
| 25th Percentile | $54,288 |
| Median (50th) | $82,989 |
| 75th Percentile | $129,630 |
| 90th Percentile | $207,930 |
Financial Advisor Salary by City in Kentucky
The largest employment areas for financial advisors in Kentucky include Louisville, Lexington, Bowling Green, and Owensboro. Salaries vary by city based on local cost of living and demand.
How to Become a Financial Advisor in Kentucky
Education
Most financial advisor positions require a bachelor's degree. Kentucky has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Kentucky
Nationally, financial advisor employment is projected to grow 13% over the next decade (much faster than average). Kentucky's demand may vary based on local industry trends.
Negotiate Your Way to Senior Pay
Data shows Financial Advisors who negotiate earn 7–15% more. A single negotiation could add $73,611 over your career trajectory.
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