Business & Finance Kentucky (KY) Rank #46 of 50

Loan Officer Salary in Kentucky

The median loan officer salary in Kentucky is $57,194 per year, which is 13% below the national median of $65,740.

Median Salary
$57,194
vs National
$-8,546
State Rank
#46 of 50
Cost of Living
87%

Loan Officer Salary in Kentucky by Experience

In Kentucky, an entry-level loan officer earns around $33,060, while experienced professionals earn up to $113,100 per year. The cost of living index in Kentucky is 87% of the national average.

Entry Level (0-2 yrs)
$33,060
$-4,940 vs national
Mid Level (3-7 yrs)
$57,420
$-8,580 vs national
Senior Level (8+ yrs)
$113,100
$-16,900 vs national

Salary Percentiles in Kentucky

Percentile KY Salary
10th Percentile $30,624
25th Percentile $39,498
Median (50th) $57,194
75th Percentile $87,000
90th Percentile $133,806

Major Cities for Loan Officers in Kentucky

The largest employment areas for loan officers in Kentucky include Louisville, Lexington, Bowling Green, and Owensboro. Salaries in major metro areas may be higher due to increased demand and cost of living.

Louisville, KY
Metro area for loan officer employment
Lexington, KY
Metro area for loan officer employment
Bowling Green, KY
Metro area for loan officer employment
Owensboro, KY
Metro area for loan officer employment
Covington, KY
Metro area for loan officer employment

How to Become a Loan Officer in Kentucky

Education

Most loan officer positions require a bachelor's degree. Kentucky has several accredited institutions offering relevant programs.

Key Skills

Credit AnalysisMortgage LendingCustomer ServiceRegulatory ComplianceSalesFinancial Software

Job Outlook in Kentucky

Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Kentucky's demand may vary based on local industry trends.