Business & Finance Denver, CO Pop. 715,522

Insurance Agent Salary in Denver, Colorado

The median insurance agent salary in Denver, CO is $64,803 per year, which is 12.0% above the national median and 6.7% above the Colorado state average.

City Median
$64,803
vs State Avg
+$4,050
vs National
+$6,943
Cost of Living
112%

Insurance Agent Pay in Denver: What to Expect (2026)

Denver offers a median insurance agent salary of $64,803, which is $4,050 above the Colorado state average of $60,753. Compared to the national median of $57,860, Denver pays above average for this role.

However, Denver's cost of living index is 112%, significantly above the national average. After adjusting for local costs, the $64,803 salary has an effective purchasing power of approximately $57,860. Housing, transportation, and food costs in Denver should be factored into any relocation or job-change decision.

The salary range for insurance agents in Denver spans from $33,600 at the 10th percentile to $132,160 at the 90th percentile — a $98,560 spread. Entry-level professionals start around $35,840, while senior insurance agents with 8+ years of experience can earn up to $123,200. As a major metro area with a population of 715,522, Denver typically offers more job opportunities and employer competition, which can drive salaries higher.

Insurance Agent Salary in Denver by Experience

In Denver, an entry-level insurance agent earns around $35,840, while experienced professionals earn up to $123,200 per year. The local cost of living index is 112% of the national average.

Entry Level (0-2 yrs)
$35,840
+$3,840 vs national
Mid Level (3-7 yrs)
$67,200
+$7,200 vs national
Senior Level (8+ yrs)
$123,200
+$13,200 vs national

Salary Percentiles in Denver, CO

Percentile Denver
10th Percentile $33,600
25th Percentile $44,800
Median (50th) $64,803
75th Percentile $91,840
90th Percentile $132,160

Insurance Agent Salary in Other Colorado Cities

Boulder, CO
$74,061
Pop. 105,673
Fort Collins, CO
$61,332
Pop. 169,810
Aurora, CO
$60,753
Pop. 386,261
Colorado Springs, CO
$57,860
Pop. 478,961

How to Become a Insurance Agent in Denver

Education

Most insurance agent positions require a high school diploma. Denver and the surrounding Colorado area have institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Denver may vary based on local industry and population growth.

Find Insurance Agent Jobs in Denver

Browse open insurance agent positions in Denver, CO:

Indeed → LinkedIn → ZipRecruiter → Glassdoor →

Frequently Asked Questions: Insurance Agent Salary in Denver

How much does a Insurance Agent make in Denver, CO? ▼
The median insurance agent salary in Denver, Colorado is $64,803 per year, which is 12.0% above the national median of $57,860. Salaries range from $33,600 (10th percentile) to $132,160 (90th percentile).
How much does a Insurance Agent make per hour in Denver? ▼
Based on the median annual salary of $64,803, a insurance agent in Denver earns approximately $31 per hour assuming a standard 2,080-hour work year.
How does Denver compare to the Colorado state average for insurance agent pay? ▼
Denver's median insurance agent salary of $64,803 is 6.7% above the Colorado state average of $60,753. The local cost of living index is 112% of the national average.
What is the cost of living in Denver, CO? ▼
Denver has a cost of living index of 112% compared to the national average. This means a insurance agent salary of $64,803 in Denver has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance agent in Denver? ▼
Most insurance agent positions in Denver require a high school diploma. Key skills include Sales, Insurance Products, Client Relations, Risk Assessment. The job market is projected to grow 6% nationally over the next decade.