Insurance Agent Salary
Insurance agents sell insurance policies to individuals and businesses, helping clients choose coverage that meets their needs.
Insurance Agent Salary by Experience Level
Entry-level insurance agents earn around $32,000 per year, while mid-career professionals earn $60,000. Senior-level insurance agents can earn $110,000 or more.
Save More on Student Loans
Earning $57,860? You may qualify for student loan refinancing rates as low as 4.49% — potentially saving $14,000+ over the life of your loan.
Check Your Rate — No Credit Impact →Salary Percentile Breakdown
The salary range for insurance agents varies significantly. The bottom 10% earn $30,000, while the top 10% earn $118,000.
| Percentile | Annual Salary |
|---|---|
| 10th Percentile | $30,000 |
| 25th Percentile | $40,000 |
| 50th Percentile (Median) | $57,860 |
| 75th Percentile | $82,000 |
| 90th Percentile | $118,000 |
Insurance Agent Salary by State
Insurance Agent salaries vary significantly by state due to cost of living, demand, and industry concentration. The highest paying state is Hawaii at $98,362, while Mississippi offers the lowest at $48,024.
| State | Median | |
|---|---|---|
| #1 Hawaii | $98,362 | Details → |
| #2 Massachusetts | $82,161 | Details → |
| #3 California | $79,847 | Details → |
| #4 New York | $77,532 | Details → |
| #5 Alaska | $71,746 | Details → |
| #6 New Jersey | $71,168 | Details → |
| #7 Connecticut | $69,432 | Details → |
| #8 Maryland | $66,539 | Details → |
| #9 Washington | $66,539 | Details → |
| #10 Oregon | $63,646 | Details → |
| #11 Virginia | $63,067 | Details → |
| #12 New Hampshire | $61,910 | Details → |
| #13 Rhode Island | $61,910 | Details → |
| #14 Delaware | $61,332 | Details → |
| #15 Colorado | $60,753 | Details → |
| #16 Illinois | $58,439 | Details → |
| #17 Vermont | $58,439 | Details → |
| #18 Pennsylvania | $57,860 | Details → |
| #19 Minnesota | $57,281 | Details → |
| #20 Florida | $56,703 | Details → |
| #21 Maine | $56,703 | Details → |
| #22 Arizona | $56,124 | Details → |
| #23 Nevada | $56,124 | Details → |
| #24 Utah | $56,124 | Details → |
| #25 Georgia | $54,967 | Details → |
| #26 Montana | $54,967 | Details → |
| #27 North Carolina | $54,967 | Details → |
| #28 Idaho | $54,388 | Details → |
| #29 New Mexico | $53,810 | Details → |
| #30 Nebraska | $53,231 | Details → |
| #31 Texas | $53,231 | Details → |
| #32 Wisconsin | $53,231 | Details → |
| #33 Wyoming | $53,231 | Details → |
| #34 Louisiana | $52,653 | Details → |
| #35 Indiana | $52,074 | Details → |
| #36 Michigan | $52,074 | Details → |
| #37 North Dakota | $52,074 | Details → |
| #38 Ohio | $52,074 | Details → |
| #39 Iowa | $51,495 | Details → |
| #40 South Carolina | $51,495 | Details → |
| #41 Tennessee | $51,495 | Details → |
| #42 Missouri | $50,917 | Details → |
| #43 South Dakota | $50,917 | Details → |
| #44 Alabama | $50,338 | Details → |
| #45 Kansas | $50,338 | Details → |
| #46 Kentucky | $50,338 | Details → |
| #47 Oklahoma | $49,760 | Details → |
| #48 Arkansas | $48,602 | Details → |
| #49 West Virginia | $48,602 | Details → |
| #50 Mississippi | $48,024 | Details → |
Negotiate Your Way to Senior Pay
Data shows Insurance Agents who negotiate earn 7–15% more. A single negotiation could add $52,140 over your career trajectory.
Get Negotiation Scripts — $197 →Key Responsibilities
- ● Sell insurance policies to clients
- ● Assess client insurance needs
- ● Explain policy coverage and options
- ● Process policy applications
- ● Handle claims and renewals
Top Skills
Education Required
High school diploma
Job Outlook
Faster than average — projected 6% growth over the next decade
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