Business & Finance Baltimore, MD Pop. 585,708

Insurance Agent Salary in Baltimore, Maryland

The median insurance agent salary in Baltimore, MD is $65,382 per year, which is 13.0% above the national median and 1.7% below the Maryland state average.

City Median
$65,382
vs State Avg
$-1,157
vs National
+$7,522
Cost of Living
108%

Insurance Agent Pay in Baltimore: What to Expect (2026)

Baltimore offers a median insurance agent salary of $65,382, which is $1,157 below the Maryland state average of $66,539. Compared to the national median of $57,860, Baltimore pays above average for this role.

Baltimore's cost of living is 108% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for insurance agents in Baltimore spans from $33,900 at the 10th percentile to $133,340 at the 90th percentile — a $99,440 spread. Entry-level professionals start around $36,160, while senior insurance agents with 8+ years of experience can earn up to $124,300. As a major metro area with a population of 585,708, Baltimore typically offers more job opportunities and employer competition, which can drive salaries higher.

Insurance Agent Salary in Baltimore by Experience

In Baltimore, an entry-level insurance agent earns around $36,160, while experienced professionals earn up to $124,300 per year. The local cost of living index is 108% of the national average.

Entry Level (0-2 yrs)
$36,160
+$4,160 vs national
Mid Level (3-7 yrs)
$67,800
+$7,800 vs national
Senior Level (8+ yrs)
$124,300
+$14,300 vs national

Salary Percentiles in Baltimore, MD

Percentile Baltimore
10th Percentile $33,900
25th Percentile $45,200
Median (50th) $65,382
75th Percentile $92,660
90th Percentile $133,340

Insurance Agent Salary in Other Maryland Cities

Silver Spring, MD
$73,482
Pop. 81,015
Columbia, MD
$71,168
Pop. 104,681
Germantown, MD
$69,432
Pop. 90,676
Waldorf, MD
$63,646
Pop. 77,000

How to Become a Insurance Agent in Baltimore

Education

Most insurance agent positions require a high school diploma. Baltimore and the surrounding Maryland area have institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Baltimore may vary based on local industry and population growth.

Find Insurance Agent Jobs in Baltimore

Browse open insurance agent positions in Baltimore, MD:

Indeed → LinkedIn → ZipRecruiter → Glassdoor →

Frequently Asked Questions: Insurance Agent Salary in Baltimore

How much does a Insurance Agent make in Baltimore, MD? ▼
The median insurance agent salary in Baltimore, Maryland is $65,382 per year, which is 13.0% above the national median of $57,860. Salaries range from $33,900 (10th percentile) to $133,340 (90th percentile).
How much does a Insurance Agent make per hour in Baltimore? ▼
Based on the median annual salary of $65,382, a insurance agent in Baltimore earns approximately $31 per hour assuming a standard 2,080-hour work year.
How does Baltimore compare to the Maryland state average for insurance agent pay? ▼
Baltimore's median insurance agent salary of $65,382 is 1.7% below the Maryland state average of $66,539. The local cost of living index is 108% of the national average.
What is the cost of living in Baltimore, MD? ▼
Baltimore has a cost of living index of 108% compared to the national average. This means a insurance agent salary of $65,382 in Baltimore has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance agent in Baltimore? ▼
Most insurance agent positions in Baltimore require a high school diploma. Key skills include Sales, Insurance Products, Client Relations, Risk Assessment. The job market is projected to grow 6% nationally over the next decade.