Business & Finance Duluth, MN Pop. 90,884

Insurance Agent Salary in Duluth, Minnesota

The median insurance agent salary in Duluth, MN is $53,231 per year, which is 8% below the national median and 7.1% below the Minnesota state average.

City Median
$53,231
vs State Avg
$-4,050
vs National
$-4,629
Cost of Living
90%

Insurance Agent Pay in Duluth: What to Expect (2026)

Duluth offers a median insurance agent salary of $53,231, which is $4,050 below the Minnesota state average of $57,281. Compared to the national median of $57,860, Duluth pays below the national benchmark for this role.

Duluth's cost of living is 90% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for insurance agents in Duluth spans from $27,600 at the 10th percentile to $108,560 at the 90th percentile — a $80,960 spread. Entry-level professionals start around $29,440, while senior insurance agents with 8+ years of experience can earn up to $101,200. Duluth is a smaller market (pop. 90,884), which may mean fewer openings but also less competition for available positions.

Insurance Agent Salary in Duluth by Experience

In Duluth, an entry-level insurance agent earns around $29,440, while experienced professionals earn up to $101,200 per year. The local cost of living index is 90% of the national average.

Entry Level (0-2 yrs)
$29,440
$-2,560 vs national
Mid Level (3-7 yrs)
$55,200
$-4,800 vs national
Senior Level (8+ yrs)
$101,200
$-8,800 vs national

Salary Percentiles in Duluth, MN

Percentile Duluth
10th Percentile $27,600
25th Percentile $36,800
Median (50th) $53,231
75th Percentile $75,440
90th Percentile $108,560

Insurance Agent Salary in Other Minnesota Cities

Minneapolis, MN
$61,910
Pop. 429,954
Bloomington, MN
$60,174
Pop. 89,987
Saint Paul, MN
$59,017
Pop. 311,527
Rochester, MN
$57,860
Pop. 121,395

How to Become a Insurance Agent in Duluth

Education

Most insurance agent positions require a high school diploma. Duluth and the surrounding Minnesota area have institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Duluth may vary based on local industry and population growth.

Find Insurance Agent Jobs in Duluth

Browse open insurance agent positions in Duluth, MN:

Indeed → LinkedIn → ZipRecruiter → Glassdoor →

Frequently Asked Questions: Insurance Agent Salary in Duluth

How much does a Insurance Agent make in Duluth, MN? ▼
The median insurance agent salary in Duluth, Minnesota is $53,231 per year, which is 8% below the national median of $57,860. Salaries range from $27,600 (10th percentile) to $108,560 (90th percentile).
How much does a Insurance Agent make per hour in Duluth? ▼
Based on the median annual salary of $53,231, a insurance agent in Duluth earns approximately $26 per hour assuming a standard 2,080-hour work year.
How does Duluth compare to the Minnesota state average for insurance agent pay? ▼
Duluth's median insurance agent salary of $53,231 is 7.1% below the Minnesota state average of $57,281. The local cost of living index is 90% of the national average.
What is the cost of living in Duluth, MN? ▼
Duluth has a cost of living index of 90% compared to the national average. This means a insurance agent salary of $53,231 in Duluth has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance agent in Duluth? ▼
Most insurance agent positions in Duluth require a high school diploma. Key skills include Sales, Insurance Products, Client Relations, Risk Assessment. The job market is projected to grow 6% nationally over the next decade.