Business & Finance Toledo, OH Pop. 270,871

Insurance Agent Salary in Toledo, Ohio

The median insurance agent salary in Toledo, OH is $47,445 per year, which is 18% below the national median and 8.9% below the Ohio state average.

City Median
$47,445
vs State Avg
$-4,629
vs National
$-10,415
Cost of Living
82%

Insurance Agent Pay in Toledo: What to Expect (2026)

Toledo offers a median insurance agent salary of $47,445, which is $4,629 below the Ohio state average of $52,074. Compared to the national median of $57,860, Toledo pays below the national benchmark for this role.

One of Toledo's biggest advantages is its low cost of living at 82% of the national average. This means the $47,445 salary stretches further here — equivalent to roughly $57,860 in an average-cost city. This makes Toledo an attractive option for insurance agents seeking strong real-dollar compensation.

The salary range for insurance agents in Toledo spans from $24,600 at the 10th percentile to $96,760 at the 90th percentile — a $72,160 spread. Entry-level professionals start around $26,240, while senior insurance agents with 8+ years of experience can earn up to $90,200. With a population of 270,871, Toledo is a mid-sized metro with a growing job market.

Insurance Agent Salary in Toledo by Experience

In Toledo, an entry-level insurance agent earns around $26,240, while experienced professionals earn up to $90,200 per year. The local cost of living index is 82% of the national average.

Entry Level (0-2 yrs)
$26,240
$-5,760 vs national
Mid Level (3-7 yrs)
$49,200
$-10,800 vs national
Senior Level (8+ yrs)
$90,200
$-19,800 vs national

Salary Percentiles in Toledo, OH

Percentile Toledo
10th Percentile $24,600
25th Percentile $32,800
Median (50th) $47,445
75th Percentile $67,240
90th Percentile $96,760

Insurance Agent Salary in Other Ohio Cities

Columbus, OH
$54,967
Pop. 905,748
Cincinnati, OH
$52,074
Pop. 309,317
Cleveland, OH
$49,760
Pop. 372,624
Akron, OH
$48,602
Pop. 190,469

How to Become a Insurance Agent in Toledo

Education

Most insurance agent positions require a high school diploma. Toledo and the surrounding Ohio area have institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Toledo may vary based on local industry and population growth.

Find Insurance Agent Jobs in Toledo

Browse open insurance agent positions in Toledo, OH:

Indeed → LinkedIn → ZipRecruiter → Glassdoor →

Frequently Asked Questions: Insurance Agent Salary in Toledo

How much does a Insurance Agent make in Toledo, OH? ▼
The median insurance agent salary in Toledo, Ohio is $47,445 per year, which is 18% below the national median of $57,860. Salaries range from $24,600 (10th percentile) to $96,760 (90th percentile).
How much does a Insurance Agent make per hour in Toledo? ▼
Based on the median annual salary of $47,445, a insurance agent in Toledo earns approximately $23 per hour assuming a standard 2,080-hour work year.
How does Toledo compare to the Ohio state average for insurance agent pay? ▼
Toledo's median insurance agent salary of $47,445 is 8.9% below the Ohio state average of $52,074. The local cost of living index is 82% of the national average.
What is the cost of living in Toledo, OH? ▼
Toledo has a cost of living index of 82% compared to the national average. This means a insurance agent salary of $47,445 in Toledo has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance agent in Toledo? ▼
Most insurance agent positions in Toledo require a high school diploma. Key skills include Sales, Insurance Products, Client Relations, Risk Assessment. The job market is projected to grow 6% nationally over the next decade.